Tracy, MT
Population 130 · Montana
About Tracy, MT
Tracy is a small community located in Montana with a population of 130 residents according to the latest US Census Bureau American Community Survey data. The median household income is $33,571 per year, which is 55% below the national median of $75,149. The median age of 55.7 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Tracy features a median home value of $123,200, which is 50% below the national median of $244,900. This makes Tracy one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $1,080, 7% below the national average of $1,163/month. Of the 94 total housing units, 79% are owner-occupied (63 units) and 21% are renter-occupied (17 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Tracy shows an unemployment rate of 1.4%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 18.5%, above the national average of 12.4%. Workers in Tracy have an average one-way commute time of 21 minutes.
Education & Demographics
16.7% of Tracy residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
How Tracy Ranks in Montana
Cost of Living in Tracy, MT
Compared to national averages, Tracy has a median household income of $33,571 (55% below the national median of $75,149). Home values average $123,200, which is 50% below the national median. Monthly rent at $1,080 is 7% below the US average of $1,163. Within Montana, Tracy's income is 49% below the state average of $65,821, and home values are 57% below the state median of $288,703.
Why Live in Tracy, MT?
Tracy offers affordable housing with a median home value of $123,200, below the US average of $244,900, and rent that’s lower than the national average at $1,080/month, and a strong job market with an unemployment rate of just 1.4%. Additionally, the city features short commute times averaging just 21 minutes.
Potential considerations include median household income ($33,571) that falls below the national average. However, Tracy’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Tracy has a population of 130 with a median age of 55.7 years. Compare Tracy with other cities to see how it stacks up, or explore all cities in Montana.
Similar Cities Near Tracy
Cities in Montana with a similar population size.
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Montana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Tracy With Other Cities
Frequently Asked Questions about Tracy
What is the population of Tracy, MT?
The population of Tracy, MT is 130 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Tracy?
The median household income in Tracy, MT is $33,571 per year, which is 55% below the national median of $75,149.
What is the median home value in Tracy?
The median home value in Tracy, MT is $123,200, which is 50% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Tracy?
The median monthly rent in Tracy, MT is $1,080, which is 7% below the national average of $1,163/month.
What is the unemployment rate in Tracy?
The unemployment rate in Tracy, MT is 1.4%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Tracy, MT a good place to live?
Tracy offers a moderate cost of living, affordable housing, and a strong job market. With a population of 130 and a median age of 55.7, the city appeals to established professionals and retirees.
How educated is Tracy, MT?
16.7% of residents in Tracy aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Tracy?
Key cost-of-living indicators for Tracy, MT: median home value is $123,200 (50% below national), median rent is $1,080/month, and median household income is $33,571. The home-value-to-income ratio is 3.7x, a moderate figure by national standards.
What is the poverty rate in Tracy?
The poverty rate in Tracy, MT is 18.5%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Tracy, MT?
Tracy's population is 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.