Neptune City, NJ
Population 4,607 · New Jersey
About Neptune City, NJ
Neptune City is a small town located in New Jersey with a population of 4,607 residents according to the latest US Census Bureau American Community Survey data. The median household income is $82,872 per year, which is 10% above the national median of $75,149. The median age of 40.9 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Neptune City features a median home value of $383,600, which is 57% above the national median of $244,900. This places Neptune City in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,525, 31% above the national average of $1,163/month. Of the 2,281 total housing units, 64% are owner-occupied (1,369 units) and 36% are renter-occupied (770 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Neptune City shows an unemployment rate of 4.8%, which is near the national rate of 3.7%. The poverty rate stands at 18.2%, above the national average of 12.4%. Workers in Neptune City have an average one-way commute time of 25.5 minutes.
Education & Demographics
29.0% of Neptune City residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 9.7% White, 9.5% Hispanic or Latino, 2.8% Black or African American, and 3.0% Asian residents, with 10.5% of the population being foreign-born.
Cost of Living in Neptune City, NJ
Compared to national averages, Neptune City has a median household income of $82,872 (10% above the national median of $75,149). Home values average $383,600, which is 57% above the national median. Monthly rent at $1,525 is 31% above the US average of $1,163. Within New Jersey, Neptune City's income is 28% below the state average of $115,667, and home values are 18% below the state median of $469,644.
Why Live in Neptune City, NJ?
Neptune City offers a strong local economy with a median household income of $82,872, well above the national average.
Potential considerations include a competitive housing market where the typical home costs $383,600. However, Neptune City’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Neptune City has a population of 4,607 with a median age of 40.9 years. Compare Neptune City with other cities to see how it stacks up, or explore all cities in New Jersey.
Similar Cities Near Neptune City
Cities in New Jersey with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Blackwood | 4,615 | $81,154 | $231,000 | Compare |
| Panther Valley | 4,622 | $128,484 | $359,800 | Compare |
| Highlands | 4,575 | $90,082 | $394,800 | Compare |
| Mount Ephraim | 4,648 | $95,137 | $223,800 | Compare |
| Mullica Hill | 4,561 | $133,750 | $427,500 | Compare |
| Mountain Lakes | 4,535 | $250,001 | $915,100 | Compare |
| Garwood | 4,688 | $100,948 | $509,800 | Compare |
| Country Lake Estates | 4,700 | $124,636 | $226,000 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New Jersey
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Neptune City With Other Cities
Frequently Asked Questions about Neptune City
What is the population of Neptune City, NJ?
The population of Neptune City, NJ is 4,607 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in New Jersey.
What is the median household income in Neptune City?
The median household income in Neptune City, NJ is $82,872 per year, which is 10% above the national median of $75,149.
What is the median home value in Neptune City?
The median home value in Neptune City, NJ is $383,600, which is 57% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Neptune City?
The median monthly rent in Neptune City, NJ is $1,525, which is 31% above the national average of $1,163/month.
What is the unemployment rate in Neptune City?
The unemployment rate in Neptune City, NJ is 4.8%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Neptune City, NJ a good place to live?
Neptune City offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 4,607 and a median age of 40.9, the city appeals to a broad range of residents.
How educated is Neptune City, NJ?
29.0% of residents in Neptune City aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Neptune City?
Key cost-of-living indicators for Neptune City, NJ: median home value is $383,600 (57% above national), median rent is $1,525/month, and median household income is $82,872. The home-value-to-income ratio is 4.6x, a moderate figure by national standards.
What is the poverty rate in Neptune City?
The poverty rate in Neptune City, NJ is 18.2%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Neptune City, NJ?
Neptune City's population is 9.7% White, 9.5% Hispanic or Latino, 2.8% Black or African American, 3.0% Asian, and 18.4% two or more races. 10.5% of residents are foreign-born.