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US City Data

Spotswood, NJ

Population 8,112 · New Jersey

Population
8,112
Median Income
$101,388
Median Home Value
$359,000
Median Rent
$1,097/mo

About Spotswood, NJ

Spotswood is a small town located in New Jersey with a population of 8,112 residents according to the latest US Census Bureau American Community Survey data. The median household income is $101,388 per year, which is 35% above the national median of $75,149. The median age of 45.4 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.

Housing Market Overview

The housing market in Spotswood features a median home value of $359,000, which is 47% above the national median of $244,900. This positions Spotswood in a moderately priced market relative to the rest of the country. Median monthly rent is $1,097, 6% below the national average of $1,163/month. Of the 3,297 total housing units, 84% are owner-occupied (2,745 units) and 16% are renter-occupied (510 units). The high homeownership rate suggests a stable, established residential community.

Economy & Employment

The local economy in Spotswood shows an unemployment rate of 9.6%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 3.4%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Spotswood have an average one-way commute time of 30.7 minutes.

Education & Demographics

34.4% of Spotswood residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 1.1% White, 1.2% Hispanic or Latino, 5.4% Black or African American, and 5.0% Asian residents, with 13.9% of the population being foreign-born.

How Spotswood Ranks in New Jersey

Lowest Rent Cities
#27
of 50 cities · $1,097/mo

Cost of Living in Spotswood, NJ

Compared to national averages, Spotswood has a median household income of $101,388 (35% above the national median of $75,149). Home values average $359,000, which is 47% above the national median. Monthly rent at $1,097 is 6% below the US average of $1,163. Within New Jersey, Spotswood's income is 12% below the state average of $115,667, and home values are 24% below the state median of $469,644.

Income vs National
$101,388
National: $75,149
New Jersey: $115,667
Home Value vs National
$359,000
National: $244,900
New Jersey: $469,644
Rent vs National
$1,097
National: $1,163
New Jersey: $1,813
Unemployment vs National
9.6%
National: 3.7%
New Jersey: 6.3%

Why Live in Spotswood, NJ?

Spotswood offers a strong local economy with a median household income of $101,388, well above the national average, and rent that’s lower than the national average at $1,097/month, and a well-educated community where 34.4% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 3.4%, better than the national average.

Spotswood has a population of 8,112 with a median age of 45.4 years. Compare Spotswood with other cities to see how it stacks up, or explore all cities in New Jersey.

Similar Cities Near Spotswood

Cities in New Jersey with a similar population size.

CityPopulationMedian IncomeHome Value
Pomona8,141$100,382$244,500Compare
Butler8,072$110,375$425,900Compare
Atco8,037$101,976$262,200Compare
Fort Dix8,034$98,259$0Compare
Raritan8,192$103,699$449,200Compare
Oradell8,197$214,736$702,400Compare
Dayton8,241$141,308$471,700Compare
Crestwood Village7,951$38,396$95,700Compare

Demographics

45.4
Median Age
3,658
Male
4,454
Female
13.9%
Foreign Born

Racial & Ethnic Composition

White1.1Hispanic/Latino1.2Black5.4Asian5Two or More1.4

Economy & Education

9.6%
Unemployment Rate
3.4%
Poverty Rate
34.4%
Bachelor's Degree+
30.7 min
Avg Commute

Housing

3,297
Total Housing Units
2,745
Owner Occupied
510
Renter Occupied

Other Cities in New Jersey

Greenwich Cdp Cumberland County New JerseyGreenwich Cdp Warren County New JerseyPrinceton New JerseyRamapo College Of New JerseySilver Lake Cdp Cumberland County New JerseySilver Lake Cdp Essex County New Jersey

Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.

Compare Spotswood With Other Cities

Spotswood vs Greenwich Cdp Cumberland County New JerseySpotswood vs Greenwich Cdp Warren County New JerseySpotswood vs Princeton New JerseySpotswood vs Ramapo College Of New Jersey

Frequently Asked Questions about Spotswood

What is the population of Spotswood, NJ?

The population of Spotswood, NJ is 8,112 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in New Jersey.

What is the median household income in Spotswood?

The median household income in Spotswood, NJ is $101,388 per year, which is 35% above the national median of $75,149.

What is the median home value in Spotswood?

The median home value in Spotswood, NJ is $359,000, which is 47% above the national median of $244,900. The majority of housing units are owner-occupied.

What is the average rent in Spotswood?

The median monthly rent in Spotswood, NJ is $1,097, which is 6% below the national average of $1,163/month.

What is the unemployment rate in Spotswood?

The unemployment rate in Spotswood, NJ is 9.6%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.

Is Spotswood, NJ a good place to live?

Spotswood offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 8,112 and a median age of 45.4, the city appeals to established professionals and retirees.

How educated is Spotswood, NJ?

34.4% of residents in Spotswood aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.

What is the cost of living in Spotswood?

Key cost-of-living indicators for Spotswood, NJ: median home value is $359,000 (47% above national), median rent is $1,097/month, and median household income is $101,388. The home-value-to-income ratio is 3.5x, a moderate figure by national standards.

What is the poverty rate in Spotswood?

The poverty rate in Spotswood, NJ is 3.4%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.

How diverse is Spotswood, NJ?

Spotswood's population is 1.1% White, 1.2% Hispanic or Latino, 5.4% Black or African American, 5.0% Asian, and 1.4% two or more races. 13.9% of residents are foreign-born.

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