Stone Harbor, NJ
Population 853 · New Jersey
About Stone Harbor, NJ
Stone Harbor is a small community located in New Jersey with a population of 853 residents according to the latest US Census Bureau American Community Survey data. The median household income is $128,235 per year, which is 71% above the national median of $75,149. The median age of 65.5 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Stone Harbor features a median home value of $1,898,800, which is 675% above the national median of $244,900. This places Stone Harbor in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,588, 37% above the national average of $1,163/month. Of the 3,175 total housing units, 85% are owner-occupied (404 units) and 15% are renter-occupied (74 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Stone Harbor shows an unemployment rate of 3.4%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 5.0%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Stone Harbor have an average one-way commute time of 22.8 minutes.
Education & Demographics
69.6% of Stone Harbor residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.0% White, 0.1% Hispanic or Latino, 0.0% Black or African American, and 0.7% Asian residents, with 3.9% of the population being foreign-born.
Cost of Living in Stone Harbor, NJ
Compared to national averages, Stone Harbor has a median household income of $128,235 (71% above the national median of $75,149). Home values average $1,898,800, which is 675% above the national median. Monthly rent at $1,588 is 37% above the US average of $1,163. Within New Jersey, Stone Harbor's income is 11% above the state average of $115,667, and home values are 304% above the state median of $469,644.
Why Live in Stone Harbor, NJ?
Stone Harbor offers a strong local economy with a median household income of $128,235, well above the national average, and a strong job market with an unemployment rate of just 3.4%, and a well-educated community where 69.6% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 5.0%, better than the national average, and short commute times averaging just 22.8 minutes.
Potential considerations include a competitive housing market where the typical home costs $1,898,800. However, Stone Harbor’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Stone Harbor has a population of 853 with a median age of 65.5 years. Compare Stone Harbor with other cities to see how it stacks up, or explore all cities in New Jersey.
Similar Cities Near Stone Harbor
Cities in New Jersey with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Richland | 859 | $152,525 | $235,600 | Compare |
| Carlls Corner | 845 | $80,500 | $196,400 | Compare |
| Ringoes | 868 | $100,720 | $412,500 | Compare |
| Ocean View | 877 | $85,000 | $371,600 | Compare |
| Interlaken | 821 | $180,972 | $935,600 | Compare |
| Rocky Hill | 814 | $127,344 | $608,200 | Compare |
| Layton | 896 | $106,799 | $333,900 | Compare |
| Longport | 897 | $103,523 | $1,079,500 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New Jersey
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Stone Harbor With Other Cities
Frequently Asked Questions about Stone Harbor
What is the population of Stone Harbor, NJ?
The population of Stone Harbor, NJ is 853 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in New Jersey.
What is the median household income in Stone Harbor?
The median household income in Stone Harbor, NJ is $128,235 per year, which is 71% above the national median of $75,149.
What is the median home value in Stone Harbor?
The median home value in Stone Harbor, NJ is $1,898,800, which is 675% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Stone Harbor?
The median monthly rent in Stone Harbor, NJ is $1,588, which is 37% above the national average of $1,163/month.
What is the unemployment rate in Stone Harbor?
The unemployment rate in Stone Harbor, NJ is 3.4%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Stone Harbor, NJ a good place to live?
Stone Harbor offers above-average incomes, a competitive housing market, and a strong job market. With a population of 853 and a median age of 65.5, the city appeals to established professionals and retirees.
How educated is Stone Harbor, NJ?
69.6% of residents in Stone Harbor aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Stone Harbor?
Key cost-of-living indicators for Stone Harbor, NJ: median home value is $1,898,800 (675% above national), median rent is $1,588/month, and median household income is $128,235. The home-value-to-income ratio is 14.8x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Stone Harbor?
The poverty rate in Stone Harbor, NJ is 5.0%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Stone Harbor, NJ?
Stone Harbor's population is 0.0% White, 0.1% Hispanic or Latino, 0.0% Black or African American, 0.7% Asian, and 0.1% two or more races. 3.9% of residents are foreign-born.