Surf City, NJ
Population 1,225 · New Jersey
About Surf City, NJ
Surf City is a small community in New Jersey with a population of 1,225 residents. The median household income is $118,333 per year, which is above the national average. The median age in Surf City is 63.8 years.
Housing in Surf City has a median home value of $967,900 and median monthly rent of $1,750. Of the 2,555 total housing units, the majority are owner-occupied, with 587 owner-occupied and 51 renter-occupied units.
The unemployment rate in Surf City is 5.7% and the poverty rate is 5.0%. 64.6% of residents hold a bachelor's degree or higher. The average commute time is 38.4 minutes.
Cost of Living in Surf City, NJ
Compared to national averages, Surf City has a median household income of $118,333 (57% above the national median of $75,149). Home values average $967,900, which is 295% above the national median. Monthly rent at $1,750 is 50% above the US average of $1,163. Within New Jersey, Surf City's income is 2% above the state average of $115,667, and home values are 106% above the state median of $469,644.
Why Live in Surf City, NJ?
Surf City offers a strong local economy with a median household income of $118,333, well above the national average, and a well-educated community where 64.6% of residents hold a bachelor’s degree or higher, and a low poverty rate of 5.0%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $967,900. However, Surf City’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Surf City has a population of 1,225 with a median age of 63.8 years. Compare Surf City with other cities to see how it stacks up, or explore all cities in New Jersey.
Similar Cities Near Surf City
Cities in New Jersey with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| William Paterson University of New Jersey | 1,240 | $0 | $0 | Compare |
| Auburn | 1,209 | $201,648 | $440,300 | Compare |
| Bay Head | 1,201 | $145,417 | $1,679,000 | Compare |
| Dorothy | 1,255 | $104,102 | $306,900 | Compare |
| Crandon Lakes | 1,258 | $92,434 | $279,500 | Compare |
| Silver Ridge | 1,176 | $35,056 | $213,100 | Compare |
| Newfoundland | 1,281 | $127,674 | $439,600 | Compare |
| Deans | 1,166 | $225,750 | $712,700 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New Jersey
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Surf City
What is the population of Surf City, NJ?
The population of Surf City, NJ is 1,225 according to the latest Census data.
What is the median household income in Surf City?
The median household income in Surf City, NJ is $118,333 per year.
What is the median home value in Surf City?
The median home value in Surf City, NJ is $967,900.
What is the average rent in Surf City?
The median monthly rent in Surf City, NJ is $1,750.
What is the unemployment rate in Surf City?
The unemployment rate in Surf City, NJ is 5.7%.