Upper Greenwood Lake, NJ
Population 3,621 · New Jersey
About Upper Greenwood Lake, NJ
Upper Greenwood Lake is a small town located in New Jersey with a population of 3,621 residents according to the latest US Census Bureau American Community Survey data. The median household income is $124,297 per year, which is 65% above the national median of $75,149. The median age of 41.7 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Upper Greenwood Lake features a median home value of $331,400, which is 35% above the national median of $244,900. This positions Upper Greenwood Lake in a moderately priced market relative to the rest of the country. Median monthly rent is $2,120, 82% above the national average of $1,163/month. Of the 1,495 total housing units, 89% are owner-occupied (1,219 units) and 11% are renter-occupied (153 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Upper Greenwood Lake shows an unemployment rate of 3.9%, which is near the national rate of 3.7%. The poverty rate stands at 3.2%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Upper Greenwood Lake have an average one-way commute time of 53.5 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
38.8% of Upper Greenwood Lake residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 1.7% White, 0.8% Hispanic or Latino, 2.4% Black or African American, and 5.0% Asian residents, with 11.1% of the population being foreign-born.
Cost of Living in Upper Greenwood Lake, NJ
Compared to national averages, Upper Greenwood Lake has a median household income of $124,297 (65% above the national median of $75,149). Home values average $331,400, which is 35% above the national median. Monthly rent at $2,120 is 82% above the US average of $1,163. Within New Jersey, Upper Greenwood Lake's income is 7% above the state average of $115,667, and home values are 29% below the state median of $469,644.
Why Live in Upper Greenwood Lake, NJ?
Upper Greenwood Lake offers a strong local economy with a median household income of $124,297, well above the national average, and a well-educated community where 38.8% of residents hold a bachelor’s degree or higher, and a low poverty rate of 3.2%, better than the national average.
Upper Greenwood Lake has a population of 3,621 with a median age of 41.7 years. Compare Upper Greenwood Lake with other cities to see how it stacks up, or explore all cities in New Jersey.
Similar Cities Near Upper Greenwood Lake
Cities in New Jersey with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| North Wildwood | 3,620 | $85,812 | $446,400 | Compare |
| Tuckerton | 3,616 | $78,934 | $297,200 | Compare |
| Roebling | 3,591 | $83,083 | $185,500 | Compare |
| High Bridge | 3,584 | $116,424 | $298,600 | Compare |
| North Cape May | 3,577 | $82,198 | $323,900 | Compare |
| Woodstown | 3,690 | $101,855 | $231,700 | Compare |
| Stanhope | 3,551 | $134,583 | $326,000 | Compare |
| Netcong | 3,543 | $92,596 | $344,300 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New Jersey
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Upper Greenwood Lake With Other Cities
Frequently Asked Questions about Upper Greenwood Lake
What is the population of Upper Greenwood Lake, NJ?
The population of Upper Greenwood Lake, NJ is 3,621 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in New Jersey.
What is the median household income in Upper Greenwood Lake?
The median household income in Upper Greenwood Lake, NJ is $124,297 per year, which is 65% above the national median of $75,149.
What is the median home value in Upper Greenwood Lake?
The median home value in Upper Greenwood Lake, NJ is $331,400, which is 35% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Upper Greenwood Lake?
The median monthly rent in Upper Greenwood Lake, NJ is $2,120, which is 82% above the national average of $1,163/month.
What is the unemployment rate in Upper Greenwood Lake?
The unemployment rate in Upper Greenwood Lake, NJ is 3.9%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Upper Greenwood Lake, NJ a good place to live?
Upper Greenwood Lake offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 3,621 and a median age of 41.7, the city appeals to a broad range of residents.
How educated is Upper Greenwood Lake, NJ?
38.8% of residents in Upper Greenwood Lake aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Upper Greenwood Lake?
Key cost-of-living indicators for Upper Greenwood Lake, NJ: median home value is $331,400 (35% above national), median rent is $2,120/month, and median household income is $124,297. The home-value-to-income ratio is 2.7x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Upper Greenwood Lake?
The poverty rate in Upper Greenwood Lake, NJ is 3.2%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Upper Greenwood Lake, NJ?
Upper Greenwood Lake's population is 1.7% White, 0.8% Hispanic or Latino, 2.4% Black or African American, 5.0% Asian, and 0.7% two or more races. 11.1% of residents are foreign-born.