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US City Data

Upper Saddle River, NJ

Population 8,354 · New Jersey

Population
8,354
Median Income
$246,719
Median Home Value
$1,101,800
Median Rent
$3,501/mo

About Upper Saddle River, NJ

Upper Saddle River is a small town located in New Jersey with a population of 8,354 residents according to the latest US Census Bureau American Community Survey data. The median household income is $246,719 per year, which is 228% above the national median of $75,149. The median age of 41.7 years is close to the US median age of 38.9 years.

Housing Market Overview

The housing market in Upper Saddle River features a median home value of $1,101,800, which is 350% above the national median of $244,900. This places Upper Saddle River in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $3,501, 201% above the national average of $1,163/month. Of the 2,715 total housing units, 90% are owner-occupied (2,372 units) and 10% are renter-occupied (251 units). The high homeownership rate suggests a stable, established residential community.

Economy & Employment

The local economy in Upper Saddle River shows an unemployment rate of 7.9%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 4.4%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Upper Saddle River have an average one-way commute time of 34.9 minutes.

Education & Demographics

74.3% of Upper Saddle River residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.0% White, 0.1% Hispanic or Latino, 0.8% Black or African American, and 2.9% Asian residents, with 19.2% of the population being foreign-born.

How Upper Saddle River Ranks in New Jersey

Highest Income Cities
#15
of 50 cities · $246,719

Cost of Living in Upper Saddle River, NJ

Compared to national averages, Upper Saddle River has a median household income of $246,719 (228% above the national median of $75,149). Home values average $1,101,800, which is 350% above the national median. Monthly rent at $3,501 is 201% above the US average of $1,163. Within New Jersey, Upper Saddle River's income is 113% above the state average of $115,667, and home values are 135% above the state median of $469,644.

Income vs National
$246,719
National: $75,149
New Jersey: $115,667
Home Value vs National
$1,101,800
National: $244,900
New Jersey: $469,644
Rent vs National
$3,501
National: $1,163
New Jersey: $1,813
Unemployment vs National
7.9%
National: 3.7%
New Jersey: 6.3%

Why Live in Upper Saddle River, NJ?

Upper Saddle River offers a strong local economy with a median household income of $246,719, well above the national average, and a well-educated community where 74.3% of residents hold a bachelor’s degree or higher, and a low poverty rate of 4.4%, better than the national average.

Potential considerations include a competitive housing market where the typical home costs $1,101,800. However, Upper Saddle River’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.

Upper Saddle River has a population of 8,354 with a median age of 41.7 years. Compare Upper Saddle River with other cities to see how it stacks up, or explore all cities in New Jersey.

Similar Cities Near Upper Saddle River

Cities in New Jersey with a similar population size.

CityPopulationMedian IncomeHome Value
Kenilworth8,339$126,295$521,100Compare
Newton8,336$73,679$282,300Compare
Twin Rivers8,315$98,831$273,900Compare
Runnemede8,310$100,366$217,500Compare
Northfield8,427$104,042$275,900Compare
Dayton8,241$141,308$471,700Compare
Oradell8,197$214,736$702,400Compare
Raritan8,192$103,699$449,200Compare

Demographics

41.7
Median Age
4,359
Male
3,995
Female
19.2%
Foreign Born

Racial & Ethnic Composition

White0Hispanic/Latino0.1Black0.8Asian2.9Two or More1.5

Economy & Education

7.9%
Unemployment Rate
4.4%
Poverty Rate
74.3%
Bachelor's Degree+
34.9 min
Avg Commute

Housing

2,715
Total Housing Units
2,372
Owner Occupied
251
Renter Occupied

Other Cities in New Jersey

Greenwich Cdp Cumberland County New JerseyGreenwich Cdp Warren County New JerseyPrinceton New JerseyRamapo College Of New JerseySaddle RiverSilver Lake Cdp Cumberland County New Jersey

Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.

Compare Upper Saddle River With Other Cities

Upper Saddle River vs Greenwich Cdp Cumberland County New JerseyUpper Saddle River vs Greenwich Cdp Warren County New JerseyUpper Saddle River vs Princeton New JerseyUpper Saddle River vs Ramapo College Of New Jersey

Frequently Asked Questions about Upper Saddle River

What is the population of Upper Saddle River, NJ?

The population of Upper Saddle River, NJ is 8,354 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in New Jersey.

What is the median household income in Upper Saddle River?

The median household income in Upper Saddle River, NJ is $246,719 per year, which is 228% above the national median of $75,149.

What is the median home value in Upper Saddle River?

The median home value in Upper Saddle River, NJ is $1,101,800, which is 350% above the national median of $244,900. The majority of housing units are owner-occupied.

What is the average rent in Upper Saddle River?

The median monthly rent in Upper Saddle River, NJ is $3,501, which is 201% above the national average of $1,163/month.

What is the unemployment rate in Upper Saddle River?

The unemployment rate in Upper Saddle River, NJ is 7.9%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.

Is Upper Saddle River, NJ a good place to live?

Upper Saddle River offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 8,354 and a median age of 41.7, the city appeals to a broad range of residents.

How educated is Upper Saddle River, NJ?

74.3% of residents in Upper Saddle River aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.

What is the cost of living in Upper Saddle River?

Key cost-of-living indicators for Upper Saddle River, NJ: median home value is $1,101,800 (350% above national), median rent is $3,501/month, and median household income is $246,719. The home-value-to-income ratio is 4.5x, a moderate figure by national standards.

What is the poverty rate in Upper Saddle River?

The poverty rate in Upper Saddle River, NJ is 4.4%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.

How diverse is Upper Saddle River, NJ?

Upper Saddle River's population is 0.0% White, 0.1% Hispanic or Latino, 0.8% Black or African American, 2.9% Asian, and 1.5% two or more races. 19.2% of residents are foreign-born.

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