Cold Spring Harbor, NY
Population 3,123 · New York
About Cold Spring Harbor, NY
Cold Spring Harbor is a small town located in New York with a population of 3,123 residents according to the latest US Census Bureau American Community Survey data. The median household income is $250,001 per year, which is 233% above the national median of $75,149. The median age of 36.8 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Cold Spring Harbor features a median home value of $1,466,800, which is 499% above the national median of $244,900. This places Cold Spring Harbor in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 1,076 total housing units, 96% are owner-occupied (957 units) and 4% are renter-occupied (37 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Cold Spring Harbor shows an unemployment rate of 2.1%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 1.6%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Cold Spring Harbor have an average one-way commute time of 36.3 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
77.7% of Cold Spring Harbor residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 1.6% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.8% Asian residents, with 5.9% of the population being foreign-born.
How Cold Spring Harbor Ranks in New York
Cost of Living in Cold Spring Harbor, NY
Compared to national averages, Cold Spring Harbor has a median household income of $250,001 (233% above the national median of $75,149). Home values average $1,466,800, which is 499% above the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within New York, Cold Spring Harbor's income is 158% above the state average of $96,987, and home values are 279% above the state median of $387,181.
Why Live in Cold Spring Harbor, NY?
Cold Spring Harbor offers a strong local economy with a median household income of $250,001, well above the national average, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 2.1%. Additionally, the city features a well-educated community where 77.7% of residents hold a bachelor’s degree or higher, and a low poverty rate of 1.6%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $1,466,800. However, Cold Spring Harbor’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Cold Spring Harbor has a population of 3,123 with a median age of 36.8 years. Compare Cold Spring Harbor with other cities to see how it stacks up, or explore all cities in New York.
Similar Cities Near Cold Spring Harbor
Cities in New York with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Chenango Bridge | 3,132 | $101,111 | $167,300 | Compare |
| Homer | 3,110 | $71,675 | $160,500 | Compare |
| Maybrook | 3,147 | $89,293 | $234,500 | Compare |
| Elma Center | 3,091 | $115,859 | $409,000 | Compare |
| Port Washington North | 3,159 | $131,875 | $1,044,500 | Compare |
| Fort Edward | 3,160 | $62,411 | $128,200 | Compare |
| Tuxedo | 3,083 | $118,317 | $575,300 | Compare |
| Eden | 3,164 | $85,707 | $231,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New York
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Cold Spring Harbor With Other Cities
Frequently Asked Questions about Cold Spring Harbor
What is the population of Cold Spring Harbor, NY?
The population of Cold Spring Harbor, NY is 3,123 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in New York.
What is the median household income in Cold Spring Harbor?
The median household income in Cold Spring Harbor, NY is $250,001 per year, which is 233% above the national median of $75,149.
What is the median home value in Cold Spring Harbor?
The median home value in Cold Spring Harbor, NY is $1,466,800, which is 499% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Cold Spring Harbor?
The median monthly rent in Cold Spring Harbor, NY is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Cold Spring Harbor?
The unemployment rate in Cold Spring Harbor, NY is 2.1%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Cold Spring Harbor, NY a good place to live?
Cold Spring Harbor offers above-average incomes, a competitive housing market, and a strong job market. With a population of 3,123 and a median age of 36.8, the city appeals to a broad range of residents.
How educated is Cold Spring Harbor, NY?
77.7% of residents in Cold Spring Harbor aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Cold Spring Harbor?
Key cost-of-living indicators for Cold Spring Harbor, NY: median home value is $1,466,800 (499% above national), median rent is $0/month, and median household income is $250,001. The home-value-to-income ratio is 5.9x, a moderate figure by national standards.
What is the poverty rate in Cold Spring Harbor?
The poverty rate in Cold Spring Harbor, NY is 1.6%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Cold Spring Harbor, NY?
Cold Spring Harbor's population is 1.6% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.8% Asian, and 0.1% two or more races. 5.9% of residents are foreign-born.