Lloyd Harbor, NY
Population 3,570 · New York
About Lloyd Harbor, NY
Lloyd Harbor is a small community in New York with a population of 3,570 residents. The median household income is $242,434 per year, which is above the national average. The median age in Lloyd Harbor is 45.6 years.
Housing in Lloyd Harbor has a median home value of $1,458,800 and median monthly rent of $1,738. Of the 1,207 total housing units, the majority are owner-occupied, with 1,119 owner-occupied and 46 renter-occupied units.
The unemployment rate in Lloyd Harbor is 0.8% and the poverty rate is 3.3%. 72.3% of residents hold a bachelor's degree or higher. The average commute time is 40.7 minutes.
How Lloyd Harbor Ranks in New York
Cost of Living in Lloyd Harbor, NY
Compared to national averages, Lloyd Harbor has a median household income of $242,434 (223% above the national median of $75,149). Home values average $1,458,800, which is 496% above the national median. Monthly rent at $1,738 is 49% above the US average of $1,163. Within New York, Lloyd Harbor's income is 150% above the state average of $96,987, and home values are 277% above the state median of $387,181.
Why Live in Lloyd Harbor, NY?
Lloyd Harbor offers a strong local economy with a median household income of $242,434, well above the national average, and a strong job market with an unemployment rate of just 0.8%, and a well-educated community where 72.3% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 3.3%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $1,458,800. However, Lloyd Harbor’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Lloyd Harbor has a population of 3,570 with a median age of 45.6 years. Compare Lloyd Harbor with other cities to see how it stacks up, or explore all cities in New York.
Similar Cities Near Lloyd Harbor
Cities in New York with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| SUNY Oswego | 3,565 | $0 | $0 | Compare |
| Islandia | 3,581 | $112,435 | $451,700 | Compare |
| Locust Valley | 3,591 | $137,344 | $775,200 | Compare |
| Walton Park | 3,592 | $152,578 | $410,600 | Compare |
| Carthage | 3,546 | $58,356 | $126,300 | Compare |
| Clifton Knolls-Mill Creek | 3,601 | $182,976 | $371,300 | Compare |
| Riverside | 3,538 | $41,397 | $0 | Compare |
| Lyons | 3,536 | $66,543 | $89,400 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New York
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Lloyd Harbor
What is the population of Lloyd Harbor, NY?
The population of Lloyd Harbor, NY is 3,570 according to the latest Census data.
What is the median household income in Lloyd Harbor?
The median household income in Lloyd Harbor, NY is $242,434 per year.
What is the median home value in Lloyd Harbor?
The median home value in Lloyd Harbor, NY is $1,458,800.
What is the average rent in Lloyd Harbor?
The median monthly rent in Lloyd Harbor, NY is $1,738.
What is the unemployment rate in Lloyd Harbor?
The unemployment rate in Lloyd Harbor, NY is 0.8%.