Saddle Rock, NY
Population 1,225 · New York
About Saddle Rock, NY
Saddle Rock is a small town located in New York with a population of 1,225 residents according to the latest US Census Bureau American Community Survey data. The median household income is $183,750 per year, which is 145% above the national median of $75,149. The median age of 33.8 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Saddle Rock features a median home value of $1,727,600, which is 605% above the national median of $244,900. This places Saddle Rock in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 343 total housing units, 99% are owner-occupied (320 units) and 1% are renter-occupied (2 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Saddle Rock shows an unemployment rate of 2.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 1.2%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Saddle Rock have an average one-way commute time of 37.2 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
62.6% of Saddle Rock residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.6% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 2.2% Asian residents, with 37.0% of the population being foreign-born.
Cost of Living in Saddle Rock, NY
Compared to national averages, Saddle Rock has a median household income of $183,750 (145% above the national median of $75,149). Home values average $1,727,600, which is 605% above the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within New York, Saddle Rock's income is 89% above the state average of $96,987, and home values are 346% above the state median of $387,181.
Why Live in Saddle Rock, NY?
Saddle Rock offers a strong local economy with a median household income of $183,750, well above the national average, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 2.0%. Additionally, the city features a well-educated community where 62.6% of residents hold a bachelor’s degree or higher, and a low poverty rate of 1.2%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $1,727,600. However, Saddle Rock’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Saddle Rock has a population of 1,225 with a median age of 33.8 years. Compare Saddle Rock with other cities to see how it stacks up, or explore all cities in New York.
Similar Cities Near Saddle Rock
Cities in New York with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Shokan | 1,220 | $96,750 | $240,700 | Compare |
| Middleburgh | 1,231 | $46,429 | $180,200 | Compare |
| Oriskany | 1,233 | $66,042 | $168,900 | Compare |
| South Lansing | 1,233 | $162,846 | $361,000 | Compare |
| Lincolndale | 1,235 | $200,156 | $513,100 | Compare |
| Bard College | 1,237 | $210,483 | $0 | Compare |
| Otisville | 1,210 | $80,625 | $277,800 | Compare |
| North Ballston Spa | 1,207 | $86,917 | $229,900 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New York
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Saddle Rock With Other Cities
Frequently Asked Questions about Saddle Rock
What is the population of Saddle Rock, NY?
The population of Saddle Rock, NY is 1,225 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in New York.
What is the median household income in Saddle Rock?
The median household income in Saddle Rock, NY is $183,750 per year, which is 145% above the national median of $75,149.
What is the median home value in Saddle Rock?
The median home value in Saddle Rock, NY is $1,727,600, which is 605% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Saddle Rock?
The median monthly rent in Saddle Rock, NY is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Saddle Rock?
The unemployment rate in Saddle Rock, NY is 2.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Saddle Rock, NY a good place to live?
Saddle Rock offers above-average incomes, a competitive housing market, and a strong job market. With a population of 1,225 and a median age of 33.8, the city appeals to young professionals and families.
How educated is Saddle Rock, NY?
62.6% of residents in Saddle Rock aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Saddle Rock?
Key cost-of-living indicators for Saddle Rock, NY: median home value is $1,727,600 (605% above national), median rent is $0/month, and median household income is $183,750. The home-value-to-income ratio is 9.4x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Saddle Rock?
The poverty rate in Saddle Rock, NY is 1.2%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Saddle Rock, NY?
Saddle Rock's population is 0.6% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 2.2% Asian, and 0.0% two or more races. 37.0% of residents are foreign-born.