Speculator, NY
Population 389 · New York
About Speculator, NY
Speculator is a small community in New York with a population of 389 residents. The median household income is $63,839 per year, which is near the national average. The median age in Speculator is 60 years.
Housing in Speculator has a median home value of $192,200 and median monthly rent of $1,045. Of the 502 total housing units, the majority are owner-occupied, with 94 owner-occupied and 55 renter-occupied units.
The unemployment rate in Speculator is 3.6% and the poverty rate is 16.2%. 40.8% of residents hold a bachelor's degree or higher. The average commute time is 11.9 minutes.
Cost of Living in Speculator, NY
Compared to national averages, Speculator has a median household income of $63,839 (15% below the national median of $75,149). Home values average $192,200, which is 22% below the national median. Monthly rent at $1,045 is 10% below the US average of $1,163. Within New York, Speculator's income is 34% below the state average of $96,987, and home values are 50% below the state median of $387,181.
Why Live in Speculator, NY?
Speculator offers affordable housing with a median home value of $192,200, below the US average of $244,900, and rent that’s lower than the national average at $1,045/month, and a strong job market with an unemployment rate of just 3.6%. Additionally, the city features a well-educated community where 40.8% of residents hold a bachelor’s degree or higher, and short commute times averaging just 11.9 minutes.
Potential considerations include median household income ($63,839) that falls below the national average. However, Speculator’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Speculator has a population of 389 with a median age of 60 years. Compare Speculator with other cities to see how it stacks up, or explore all cities in New York.
Similar Cities Near Speculator
Cities in New York with a similar population size.
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New York
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Speculator With Other Cities
Frequently Asked Questions about Speculator
What is the population of Speculator, NY?
The population of Speculator, NY is 389 according to the latest Census data.
What is the median household income in Speculator?
The median household income in Speculator, NY is $63,839 per year.
What is the median home value in Speculator?
The median home value in Speculator, NY is $192,200.
What is the average rent in Speculator?
The median monthly rent in Speculator, NY is $1,045.
What is the unemployment rate in Speculator?
The unemployment rate in Speculator, NY is 3.6%.