Loyal, OK
Population 103 · Oklahoma
About Loyal, OK
Loyal is a small community located in Oklahoma with a population of 103 residents according to the latest US Census Bureau American Community Survey data. The median household income is $27,500 per year, which is 63% below the national median of $75,149. The median age of 39.6 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Loyal features a median home value of $81,100, which is 67% below the national median of $244,900. This makes Loyal one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $775, 33% below the national average of $1,163/month. Of the 33 total housing units, 63% are owner-occupied (20 units) and 38% are renter-occupied (12 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Loyal shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 60.2%, above the national average of 12.4%. Workers in Loyal have an average one-way commute time of 21.4 minutes.
Education & Demographics
14.3% of Loyal residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 1.9% Hispanic or Latino, 0.0% Black or African American, and 55.3% Asian residents, with 23.3% of the population being foreign-born.
Cost of Living in Loyal, OK
Compared to national averages, Loyal has a median household income of $27,500 (63% below the national median of $75,149). Home values average $81,100, which is 67% below the national median. Monthly rent at $775 is 33% below the US average of $1,163. Within Oklahoma, Loyal's income is 51% below the state average of $56,382, and home values are 32% below the state median of $119,992.
Why Live in Loyal, OK?
Loyal offers affordable housing with a median home value of $81,100, below the US average of $244,900, and rent that’s lower than the national average at $775/month, and a strong job market with an unemployment rate of just 0.0%. Additionally, the city features short commute times averaging just 21.4 minutes.
Potential considerations include median household income ($27,500) that falls below the national average. However, Loyal’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Loyal has a population of 103 with a median age of 39.6 years. Compare Loyal with other cities to see how it stacks up, or explore all cities in Oklahoma.
Similar Cities Near Loyal
Cities in Oklahoma with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Addington | 102 | $41,750 | $78,800 | Compare |
| Lakeside Village | 102 | $49,018 | $83,000 | Compare |
| Longdale | 102 | $37,500 | $82,500 | Compare |
| Spaulding | 102 | $33,750 | $108,300 | Compare |
| Horntown | 101 | $71,875 | $225,000 | Compare |
| Nescatunga | 101 | $0 | $68,200 | Compare |
| Oak Hill-Piney | 101 | $47,578 | $0 | Compare |
| Smithville | 105 | $33,594 | $28,800 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Oklahoma
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Loyal
What is the population of Loyal, OK?
The population of Loyal, OK is 103 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Oklahoma.
What is the median household income in Loyal?
The median household income in Loyal, OK is $27,500 per year, which is 63% below the national median of $75,149.
What is the median home value in Loyal?
The median home value in Loyal, OK is $81,100, which is 67% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Loyal?
The median monthly rent in Loyal, OK is $775, which is 33% below the national average of $1,163/month.
What is the unemployment rate in Loyal?
The unemployment rate in Loyal, OK is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Loyal, OK a good place to live?
Loyal offers a moderate cost of living, affordable housing, and a strong job market. With a population of 103 and a median age of 39.6, the city appeals to a broad range of residents.
How educated is Loyal, OK?
14.3% of residents in Loyal aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Loyal?
Key cost-of-living indicators for Loyal, OK: median home value is $81,100 (67% below national), median rent is $775/month, and median household income is $27,500. The home-value-to-income ratio is 2.9x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Loyal?
The poverty rate in Loyal, OK is 60.2%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Loyal, OK?
Loyal's population is 0.0% White, 1.9% Hispanic or Latino, 0.0% Black or African American, 55.3% Asian, and 0.0% two or more races. 23.3% of residents are foreign-born.