Terral, OK
Population 273 · Oklahoma
About Terral, OK
Terral is a small community located in Oklahoma with a population of 273 residents according to the latest US Census Bureau American Community Survey data. The median household income is $36,667 per year, which is 51% below the national median of $75,149. The median age of 55.3 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Terral features a median home value of $50,000, which is 80% below the national median of $244,900. This makes Terral one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $435, 63% below the national average of $1,163/month. Of the 182 total housing units, 64% are owner-occupied (82 units) and 36% are renter-occupied (46 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Terral shows an unemployment rate of 7.2%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 23.4%, above the national average of 12.4%. Workers in Terral have an average one-way commute time of 21.7 minutes.
Education & Demographics
7.7% of Terral residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 15.0% White, 13.6% Hispanic or Latino, 0.0% Black or African American, and 2.2% Asian residents, with 3.7% of the population being foreign-born.
How Terral Ranks in Oklahoma
Cost of Living in Terral, OK
Compared to national averages, Terral has a median household income of $36,667 (51% below the national median of $75,149). Home values average $50,000, which is 80% below the national median. Monthly rent at $435 is 63% below the US average of $1,163. Within Oklahoma, Terral's income is 35% below the state average of $56,382, and home values are 58% below the state median of $119,992.
Why Live in Terral, OK?
Terral offers affordable housing with a median home value of $50,000, below the US average of $244,900, and rent that’s lower than the national average at $435/month, and short commute times averaging just 21.7 minutes.
Potential considerations include median household income ($36,667) that falls below the national average. However, Terral’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Terral has a population of 273 with a median age of 55.3 years. Compare Terral with other cities to see how it stacks up, or explore all cities in Oklahoma.
Similar Cities Near Terral
Cities in Oklahoma with a similar population size.
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Oklahoma
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Terral With Other Cities
Frequently Asked Questions about Terral
What is the population of Terral, OK?
The population of Terral, OK is 273 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Oklahoma.
What is the median household income in Terral?
The median household income in Terral, OK is $36,667 per year, which is 51% below the national median of $75,149.
What is the median home value in Terral?
The median home value in Terral, OK is $50,000, which is 80% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Terral?
The median monthly rent in Terral, OK is $435, which is 63% below the national average of $1,163/month.
What is the unemployment rate in Terral?
The unemployment rate in Terral, OK is 7.2%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Terral, OK a good place to live?
Terral offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 273 and a median age of 55.3, the city appeals to established professionals and retirees.
How educated is Terral, OK?
7.7% of residents in Terral aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Terral?
Key cost-of-living indicators for Terral, OK: median home value is $50,000 (80% below national), median rent is $435/month, and median household income is $36,667. The home-value-to-income ratio is 1.4x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Terral?
The poverty rate in Terral, OK is 23.4%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Terral, OK?
Terral's population is 15.0% White, 13.6% Hispanic or Latino, 0.0% Black or African American, 2.2% Asian, and 0.0% two or more races. 3.7% of residents are foreign-born.