Elm Creek, TX
Population 3,730 · Texas
About Elm Creek, TX
Elm Creek is a small town located in Texas with a population of 3,730 residents according to the latest US Census Bureau American Community Survey data. The median household income is $62,331 per year, which is 17% below the national median of $75,149. The median age of 27.9 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Elm Creek features a median home value of $116,500, which is 52% below the national median of $244,900. This makes Elm Creek one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 1,140 total housing units, 89% are owner-occupied (910 units) and 11% are renter-occupied (109 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Elm Creek shows an unemployment rate of 8.2%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 19.2%, above the national average of 12.4%. Workers in Elm Creek have an average one-way commute time of 31.7 minutes.
Education & Demographics
1.9% of Elm Creek residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 94.2% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.6% Asian residents, with 35.3% of the population being foreign-born.
Cost of Living in Elm Creek, TX
Compared to national averages, Elm Creek has a median household income of $62,331 (17% below the national median of $75,149). Home values average $116,500, which is 52% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Texas, Elm Creek's income is 14% below the state average of $72,726, and home values are 45% below the state median of $211,769.
Why Live in Elm Creek, TX?
Elm Creek offers affordable housing with a median home value of $116,500, below the US average of $244,900, and rent that’s lower than the national average at $0/month.
Potential considerations include median household income ($62,331) that falls below the national average. However, Elm Creek’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Elm Creek has a population of 3,730 with a median age of 27.9 years. Compare Elm Creek with other cities to see how it stacks up, or explore all cities in Texas.
Similar Cities Near Elm Creek
Cities in Texas with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Anthony | 3,727 | $51,735 | $153,800 | Compare |
| Cockrell Hill | 3,736 | $53,788 | $174,400 | Compare |
| Columbus | 3,718 | $57,214 | $219,300 | Compare |
| Edgecliff Village | 3,752 | $85,236 | $259,700 | Compare |
| Cotulla | 3,690 | $58,511 | $79,000 | Compare |
| Taylor Lake Village | 3,678 | $161,191 | $358,000 | Compare |
| San Diego | 3,795 | $46,969 | $59,600 | Compare |
| Bunker Hill Village | 3,801 | $250,001 | $2,000,001 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Texas
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Elm Creek With Other Cities
Frequently Asked Questions about Elm Creek
What is the population of Elm Creek, TX?
The population of Elm Creek, TX is 3,730 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Texas.
What is the median household income in Elm Creek?
The median household income in Elm Creek, TX is $62,331 per year, which is 17% below the national median of $75,149.
What is the median home value in Elm Creek?
The median home value in Elm Creek, TX is $116,500, which is 52% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Elm Creek?
The median monthly rent in Elm Creek, TX is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Elm Creek?
The unemployment rate in Elm Creek, TX is 8.2%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Elm Creek, TX a good place to live?
Elm Creek offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 3,730 and a median age of 27.9, the city appeals to young professionals and families.
How educated is Elm Creek, TX?
1.9% of residents in Elm Creek aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Elm Creek?
Key cost-of-living indicators for Elm Creek, TX: median home value is $116,500 (52% below national), median rent is $0/month, and median household income is $62,331. The home-value-to-income ratio is 1.9x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Elm Creek?
The poverty rate in Elm Creek, TX is 19.2%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Elm Creek, TX?
Elm Creek's population is 94.2% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.6% Asian, and 0.0% two or more races. 35.3% of residents are foreign-born.