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US City Data

Bay Harbor Islands, FL

Population 5,793 · Florida

Population
5,793
Median Income
$84,750
Median Home Value
$542,700
Median Rent
$2,348/mo

About Bay Harbor Islands, FL

Bay Harbor Islands is a small town located in Florida with a population of 5,793 residents according to the latest US Census Bureau American Community Survey data. The median household income is $84,750 per year, which is 13% above the national median of $75,149. The median age of 36 years is close to the US median age of 38.9 years.

Housing Market Overview

The housing market in Bay Harbor Islands features a median home value of $542,700, which is 122% above the national median of $244,900. This places Bay Harbor Islands in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $2,348, 102% above the national average of $1,163/month. Of the 2,600 total housing units, 51% are owner-occupied (1,106 units) and 49% are renter-occupied (1,067 units). The balanced mix of owners and renters indicates a diverse housing market.

Economy & Employment

The local economy in Bay Harbor Islands shows an unemployment rate of 4.7%, which is near the national rate of 3.7%. The poverty rate stands at 7.1%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Bay Harbor Islands have an average one-way commute time of 30.5 minutes.

Education & Demographics

55.6% of Bay Harbor Islands residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.8% White, 1.1% Hispanic or Latino, 2.1% Black or African American, and 42.4% Asian residents, with 50.9% of the population being foreign-born.

Cost of Living in Bay Harbor Islands, FL

Compared to national averages, Bay Harbor Islands has a median household income of $84,750 (13% above the national median of $75,149). Home values average $542,700, which is 122% above the national median. Monthly rent at $2,348 is 102% above the US average of $1,163. Within Florida, Bay Harbor Islands's income is 12% above the state average of $75,893, and home values are 53% above the state median of $353,675.

Income vs National
$84,750
National: $75,149
Florida: $75,893
Home Value vs National
$542,700
National: $244,900
Florida: $353,675
Rent vs National
$2,348
National: $1,163
Florida: $1,511
Unemployment vs National
4.7%
National: 3.7%
Florida: 5.8%

Why Live in Bay Harbor Islands, FL?

Bay Harbor Islands offers a strong local economy with a median household income of $84,750, well above the national average, and a well-educated community where 55.6% of residents hold a bachelor’s degree or higher, and a low poverty rate of 7.1%, better than the national average.

Potential considerations include a competitive housing market where the typical home costs $542,700. However, Bay Harbor Islands’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.

Bay Harbor Islands has a population of 5,793 with a median age of 36 years. Compare Bay Harbor Islands with other cities to see how it stacks up, or explore all cities in Florida.

Similar Cities Near Bay Harbor Islands

Cities in Florida with a similar population size.

CityPopulationMedian IncomeHome Value
Lochmoor Waterway Estates5,791$87,606$335,600Compare
Osprey5,790$94,815$680,200Compare
Jan Phyl Village5,798$58,520$215,200Compare
Zephyrhills West5,770$49,315$89,700Compare
Starke5,821$46,291$200,200Compare
Crawfordville5,892$74,192$243,900Compare
Siesta Key5,690$119,427$954,300Compare
Fort Myers Shores5,966$66,150$256,600Compare

Demographics

36
Median Age
2,269
Male
3,524
Female
50.9%
Foreign Born

Racial & Ethnic Composition

White0.8Hispanic/Latino1.1Black2.1Asian42.4Two or More1.2

Economy & Education

4.7%
Unemployment Rate
7.1%
Poverty Rate
55.6%
Bachelor's Degree+
30.5 min
Avg Commute

Housing

2,600
Total Housing Units
1,106
Owner Occupied
1,067
Renter Occupied

Other Cities in Florida

Bay HillBay LakeBay PinesCharlotte HarborCutler BayFlorida City

Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.

Compare Bay Harbor Islands With Other Cities

Bay Harbor Islands vs Bay HillBay Harbor Islands vs Bay LakeBay Harbor Islands vs Bay PinesBay Harbor Islands vs Charlotte Harbor

Frequently Asked Questions about Bay Harbor Islands

What is the population of Bay Harbor Islands, FL?

The population of Bay Harbor Islands, FL is 5,793 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Florida.

What is the median household income in Bay Harbor Islands?

The median household income in Bay Harbor Islands, FL is $84,750 per year, which is 13% above the national median of $75,149.

What is the median home value in Bay Harbor Islands?

The median home value in Bay Harbor Islands, FL is $542,700, which is 122% above the national median of $244,900. The majority of housing units are owner-occupied.

What is the average rent in Bay Harbor Islands?

The median monthly rent in Bay Harbor Islands, FL is $2,348, which is 102% above the national average of $1,163/month.

What is the unemployment rate in Bay Harbor Islands?

The unemployment rate in Bay Harbor Islands, FL is 4.7%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.

Is Bay Harbor Islands, FL a good place to live?

Bay Harbor Islands offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 5,793 and a median age of 36, the city appeals to a broad range of residents.

How educated is Bay Harbor Islands, FL?

55.6% of residents in Bay Harbor Islands aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.

What is the cost of living in Bay Harbor Islands?

Key cost-of-living indicators for Bay Harbor Islands, FL: median home value is $542,700 (122% above national), median rent is $2,348/month, and median household income is $84,750. The home-value-to-income ratio is 6.4x, which suggests housing may be stretched relative to local earnings.

What is the poverty rate in Bay Harbor Islands?

The poverty rate in Bay Harbor Islands, FL is 7.1%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.

How diverse is Bay Harbor Islands, FL?

Bay Harbor Islands's population is 0.8% White, 1.1% Hispanic or Latino, 2.1% Black or African American, 42.4% Asian, and 1.2% two or more races. 50.9% of residents are foreign-born.

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