Charlotte Harbor, FL
Population 4,456 · Florida
About Charlotte Harbor, FL
Charlotte Harbor is a small community in Florida with a population of 4,456 residents. The median household income is $41,750 per year, which is below the national average. The median age in Charlotte Harbor is 67 years.
Housing in Charlotte Harbor has a median home value of $194,200 and median monthly rent of $1,139. Of the 2,959 total housing units, renting is more common than owning, with 887 owner-occupied and 1,213 renter-occupied units.
The unemployment rate in Charlotte Harbor is 2.4% and the poverty rate is 17.4%. 25.5% of residents hold a bachelor's degree or higher. The average commute time is 18 minutes.
Cost of Living in Charlotte Harbor, FL
Compared to national averages, Charlotte Harbor has a median household income of $41,750 (44% below the national median of $75,149). Home values average $194,200, which is 21% below the national median. Monthly rent at $1,139 is 2% below the US average of $1,163. Within Florida, Charlotte Harbor's income is 45% below the state average of $75,893, and home values are 45% below the state median of $353,675.
Why Live in Charlotte Harbor, FL?
Charlotte Harbor offers affordable housing with a median home value of $194,200, below the US average of $244,900, and rent that’s lower than the national average at $1,139/month, and a strong job market with an unemployment rate of just 2.4%. Additionally, the city features short commute times averaging just 18 minutes.
Potential considerations include median household income ($41,750) that falls below the national average. However, Charlotte Harbor’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Charlotte Harbor has a population of 4,456 with a median age of 67 years. Compare Charlotte Harbor with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Charlotte Harbor
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Wahneta | 4,464 | $51,795 | $70,900 | Compare |
| Ridge Manor | 4,478 | $55,096 | $223,000 | Compare |
| Samoset | 4,433 | $51,780 | $171,400 | Compare |
| Plantation | 4,483 | $77,873 | $383,000 | Compare |
| Jasper | 4,485 | $41,759 | $100,100 | Compare |
| Taylor Creek | 4,493 | $37,281 | $108,200 | Compare |
| Florida Gulf Coast University | 4,416 | $25,395 | $0 | Compare |
| Lake Panasoffkee | 4,525 | $46,002 | $133,300 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Charlotte Harbor
What is the population of Charlotte Harbor, FL?
The population of Charlotte Harbor, FL is 4,456 according to the latest Census data.
What is the median household income in Charlotte Harbor?
The median household income in Charlotte Harbor, FL is $41,750 per year.
What is the median home value in Charlotte Harbor?
The median home value in Charlotte Harbor, FL is $194,200.
What is the average rent in Charlotte Harbor?
The median monthly rent in Charlotte Harbor, FL is $1,139.
What is the unemployment rate in Charlotte Harbor?
The unemployment rate in Charlotte Harbor, FL is 2.4%.