Temple Terrace, FL
Population 26,922 · Florida
About Temple Terrace, FL
Temple Terrace is a mid-sized city located in Florida with a population of 26,922 residents according to the latest US Census Bureau American Community Survey data. The median household income is $65,756 per year, which is 12% below the national median of $75,149. The median age of 34 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Temple Terrace features a median home value of $306,200, which is 25% above the national median of $244,900. This positions Temple Terrace in a moderately priced market relative to the rest of the country. Median monthly rent is $1,489, 28% above the national average of $1,163/month. Of the 11,743 total housing units, 49% are owner-occupied (5,447 units) and 51% are renter-occupied (5,692 units). The higher proportion of renters may reflect a transient population, younger demographics, or high housing costs relative to income.
Economy & Employment
The local economy in Temple Terrace shows an unemployment rate of 4.0%, which is near the national rate of 3.7%. The poverty rate stands at 12.6%, above the national average of 12.4%. Workers in Temple Terrace have an average one-way commute time of 26.1 minutes.
Education & Demographics
43.2% of Temple Terrace residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 2.9% White, 1.1% Hispanic or Latino, 7.9% Black or African American, and 6.6% Asian residents, with 16.4% of the population being foreign-born.
Cost of Living in Temple Terrace, FL
Compared to national averages, Temple Terrace has a median household income of $65,756 (12% below the national median of $75,149). Home values average $306,200, which is 25% above the national median. Monthly rent at $1,489 is 28% above the US average of $1,163. Within Florida, Temple Terrace's income is 13% below the state average of $75,893, and home values are 13% below the state median of $353,675.
Why Live in Temple Terrace, FL?
Temple Terrace offers a well-educated community where 43.2% of residents hold a bachelor’s degree or higher.
Potential considerations include median household income ($65,756) that falls below the national average. However, Temple Terrace’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Temple Terrace has a population of 26,922 with a median age of 34 years. Compare Temple Terrace with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Temple Terrace
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Leisure City | 26,917 | $48,640 | $333,100 | Compare |
| Palm Springs | 26,871 | $59,602 | $234,500 | Compare |
| Lutz | 26,731 | $114,516 | $451,800 | Compare |
| Keystone | 26,723 | $155,365 | $604,800 | Compare |
| Palm River-Clair Mel | 26,719 | $62,976 | $244,100 | Compare |
| Wright | 27,233 | $67,077 | $270,700 | Compare |
| Venice | 26,467 | $74,340 | $381,400 | Compare |
| Silver Springs Shores | 27,556 | $60,543 | $181,800 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Temple Terrace With Other Cities
Frequently Asked Questions about Temple Terrace
What is the population of Temple Terrace, FL?
The population of Temple Terrace, FL is 26,922 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in Florida.
What is the median household income in Temple Terrace?
The median household income in Temple Terrace, FL is $65,756 per year, which is 12% below the national median of $75,149.
What is the median home value in Temple Terrace?
The median home value in Temple Terrace, FL is $306,200, which is 25% above the national median of $244,900. A significant portion of residents rent their homes.
What is the average rent in Temple Terrace?
The median monthly rent in Temple Terrace, FL is $1,489, which is 28% above the national average of $1,163/month.
What is the unemployment rate in Temple Terrace?
The unemployment rate in Temple Terrace, FL is 4.0%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Temple Terrace, FL a good place to live?
Temple Terrace offers a moderate cost of living, a competitive housing market, and growing employment opportunities. With a population of 26,922 and a median age of 34, the city appeals to young professionals and families.
How educated is Temple Terrace, FL?
43.2% of residents in Temple Terrace aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Temple Terrace?
Key cost-of-living indicators for Temple Terrace, FL: median home value is $306,200 (25% above national), median rent is $1,489/month, and median household income is $65,756. The home-value-to-income ratio is 4.7x, a moderate figure by national standards.
What is the poverty rate in Temple Terrace?
The poverty rate in Temple Terrace, FL is 12.6%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Temple Terrace, FL?
Temple Terrace's population is 2.9% White, 1.1% Hispanic or Latino, 7.9% Black or African American, 6.6% Asian, and 19.1% two or more races. 16.4% of residents are foreign-born.