Berne, IN
Population 3,906 · Indiana
About Berne, IN
Berne is a small town located in Indiana with a population of 3,906 residents according to the latest US Census Bureau American Community Survey data. The median household income is $59,413 per year, which is 21% below the national median of $75,149. The median age of 38.9 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Berne features a median home value of $145,600, which is 41% below the national median of $244,900. This makes Berne one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $735, 37% below the national average of $1,163/month. Of the 1,588 total housing units, 70% are owner-occupied (1,045 units) and 30% are renter-occupied (444 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Berne shows an unemployment rate of 3.6%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 10.7%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Berne have an average one-way commute time of 16.4 minutes, one of the shorter commutes in the region.
Education & Demographics
23.9% of Berne residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 2.8% White, 0.1% Hispanic or Latino, 0.1% Black or African American, and 0.2% Asian residents, with 3.9% of the population being foreign-born.
Cost of Living in Berne, IN
Compared to national averages, Berne has a median household income of $59,413 (21% below the national median of $75,149). Home values average $145,600, which is 41% below the national median. Monthly rent at $735 is 37% below the US average of $1,163. Within Indiana, Berne's income is 14% below the state average of $69,330, and home values are 11% below the state median of $163,409.
Why Live in Berne, IN?
Berne offers affordable housing with a median home value of $145,600, below the US average of $244,900, and rent that’s lower than the national average at $735/month, and a strong job market with an unemployment rate of just 3.6%. Additionally, the city features a low poverty rate of 10.7%, better than the national average, and short commute times averaging just 16.4 minutes.
Potential considerations include median household income ($59,413) that falls below the national average. However, Berne’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Berne has a population of 3,906 with a median age of 38.9 years. Compare Berne with other cities to see how it stacks up, or explore all cities in Indiana.
Similar Cities Near Berne
Cities in Indiana with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Chandler | 3,935 | $63,681 | $128,200 | Compare |
| Upland | 3,935 | $74,663 | $170,800 | Compare |
| Mitchell | 3,941 | $45,580 | $101,900 | Compare |
| Knox | 3,843 | $45,647 | $125,300 | Compare |
| Pittsboro | 3,988 | $125,133 | $289,700 | Compare |
| Georgetown | 3,789 | $110,537 | $262,600 | Compare |
| Hebron | 3,712 | $72,282 | $172,400 | Compare |
| Aurora | 3,704 | $46,733 | $123,600 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Indiana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Berne With Other Cities
Frequently Asked Questions about Berne
What is the population of Berne, IN?
The population of Berne, IN is 3,906 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Indiana.
What is the median household income in Berne?
The median household income in Berne, IN is $59,413 per year, which is 21% below the national median of $75,149.
What is the median home value in Berne?
The median home value in Berne, IN is $145,600, which is 41% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Berne?
The median monthly rent in Berne, IN is $735, which is 37% below the national average of $1,163/month.
What is the unemployment rate in Berne?
The unemployment rate in Berne, IN is 3.6%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Berne, IN a good place to live?
Berne offers a moderate cost of living, affordable housing, and a strong job market. With a population of 3,906 and a median age of 38.9, the city appeals to a broad range of residents.
How educated is Berne, IN?
23.9% of residents in Berne aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Berne?
Key cost-of-living indicators for Berne, IN: median home value is $145,600 (41% below national), median rent is $735/month, and median household income is $59,413. The home-value-to-income ratio is 2.5x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Berne?
The poverty rate in Berne, IN is 10.7%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Berne, IN?
Berne's population is 2.8% White, 0.1% Hispanic or Latino, 0.1% Black or African American, 0.2% Asian, and 0.0% two or more races. 3.9% of residents are foreign-born.