Bluffton, IN
Population 10,539 · Indiana
About Bluffton, IN
Bluffton is a mid-sized city located in Indiana with a population of 10,539 residents according to the latest US Census Bureau American Community Survey data. The median household income is $57,929 per year, which is 23% below the national median of $75,149. The median age of 38.9 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Bluffton features a median home value of $136,800, which is 44% below the national median of $244,900. This makes Bluffton one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $816, 30% below the national average of $1,163/month. Of the 4,791 total housing units, 64% are owner-occupied (2,849 units) and 36% are renter-occupied (1,621 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Bluffton shows an unemployment rate of 2.9%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 9.9%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Bluffton have an average one-way commute time of 18 minutes, one of the shorter commutes in the region.
Education & Demographics
16.5% of Bluffton residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 1.9% White, 0.9% Hispanic or Latino, 0.8% Black or African American, and 2.3% Asian residents, with 1.4% of the population being foreign-born.
Cost of Living in Bluffton, IN
Compared to national averages, Bluffton has a median household income of $57,929 (23% below the national median of $75,149). Home values average $136,800, which is 44% below the national median. Monthly rent at $816 is 30% below the US average of $1,163. Within Indiana, Bluffton's income is 16% below the state average of $69,330, and home values are 16% below the state median of $163,409.
Why Live in Bluffton, IN?
Bluffton offers affordable housing with a median home value of $136,800, below the US average of $244,900, and rent that’s lower than the national average at $816/month, and a strong job market with an unemployment rate of just 2.9%. Additionally, the city features a low poverty rate of 9.9%, better than the national average, and short commute times averaging just 18 minutes.
Potential considerations include median household income ($57,929) that falls below the national average. However, Bluffton’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Bluffton has a population of 10,539 with a median age of 38.9 years. Compare Bluffton with other cities to see how it stacks up, or explore all cities in Indiana.
Similar Cities Near Bluffton
Cities in Indiana with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Plymouth | 10,506 | $53,115 | $122,200 | Compare |
| Wabash | 10,378 | $54,199 | $115,000 | Compare |
| Peru | 10,835 | $46,180 | $84,000 | Compare |
| Sellersburg | 10,215 | $69,851 | $213,300 | Compare |
| Lowell | 10,911 | $83,125 | $236,900 | Compare |
| Bargersville | 10,163 | $104,160 | $405,100 | Compare |
| Huntertown | 10,984 | $104,808 | $255,800 | Compare |
| Kendallville | 10,094 | $60,909 | $130,600 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Indiana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Bluffton With Other Cities
Frequently Asked Questions about Bluffton
What is the population of Bluffton, IN?
The population of Bluffton, IN is 10,539 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in Indiana.
What is the median household income in Bluffton?
The median household income in Bluffton, IN is $57,929 per year, which is 23% below the national median of $75,149.
What is the median home value in Bluffton?
The median home value in Bluffton, IN is $136,800, which is 44% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Bluffton?
The median monthly rent in Bluffton, IN is $816, which is 30% below the national average of $1,163/month.
What is the unemployment rate in Bluffton?
The unemployment rate in Bluffton, IN is 2.9%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Bluffton, IN a good place to live?
Bluffton offers a moderate cost of living, affordable housing, and a strong job market. With a population of 10,539 and a median age of 38.9, the city appeals to a broad range of residents.
How educated is Bluffton, IN?
16.5% of residents in Bluffton aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Bluffton?
Key cost-of-living indicators for Bluffton, IN: median home value is $136,800 (44% below national), median rent is $816/month, and median household income is $57,929. The home-value-to-income ratio is 2.4x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Bluffton?
The poverty rate in Bluffton, IN is 9.9%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Bluffton, IN?
Bluffton's population is 1.9% White, 0.9% Hispanic or Latino, 0.8% Black or African American, 2.3% Asian, and 2.2% two or more races. 1.4% of residents are foreign-born.