St. Joe, IN
Population 420 · Indiana
About St. Joe, IN
St. Joe is a small community located in Indiana with a population of 420 residents according to the latest US Census Bureau American Community Survey data. The median household income is $61,875 per year, which is 18% below the national median of $75,149. The median age of 33.4 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in St. Joe features a median home value of $85,400, which is 65% below the national median of $244,900. This makes St. Joe one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $700, 40% below the national average of $1,163/month. Of the 178 total housing units, 72% are owner-occupied (106 units) and 28% are renter-occupied (41 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in St. Joe shows an unemployment rate of 9.9%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 8.7%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in St. Joe have an average one-way commute time of 26.8 minutes.
Education & Demographics
6.2% of St. Joe residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 2.9% White, 0.7% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 1.4% of the population being foreign-born.
Cost of Living in St. Joe, IN
Compared to national averages, St. Joe has a median household income of $61,875 (18% below the national median of $75,149). Home values average $85,400, which is 65% below the national median. Monthly rent at $700 is 40% below the US average of $1,163. Within Indiana, St. Joe's income is 11% below the state average of $69,330, and home values are 48% below the state median of $163,409.
Why Live in St. Joe, IN?
St. Joe offers affordable housing with a median home value of $85,400, below the US average of $244,900, and rent that’s lower than the national average at $700/month, and a low poverty rate of 8.7%, better than the national average.
Potential considerations include median household income ($61,875) that falls below the national average. However, St. Joe’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
St. Joe has a population of 420 with a median age of 33.4 years. Compare St. Joe with other cities to see how it stacks up, or explore all cities in Indiana.
Similar Cities Near St. Joe
Cities in Indiana with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Larwill | 421 | $61,250 | $85,400 | Compare |
| Advance | 418 | $65,000 | $164,800 | Compare |
| Mooreland | 417 | $58,854 | $82,700 | Compare |
| Amo | 426 | $76,250 | $151,600 | Compare |
| Chain-O-Lakes | 427 | $71,010 | $255,300 | Compare |
| Wilkinson | 427 | $63,500 | $132,500 | Compare |
| Carrollton | 411 | $121,574 | $309,800 | Compare |
| Big Lake | 430 | $120,625 | $216,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Indiana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare St. Joe With Other Cities
Frequently Asked Questions about St. Joe
What is the population of St. Joe, IN?
The population of St. Joe, IN is 420 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Indiana.
What is the median household income in St. Joe?
The median household income in St. Joe, IN is $61,875 per year, which is 18% below the national median of $75,149.
What is the median home value in St. Joe?
The median home value in St. Joe, IN is $85,400, which is 65% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in St. Joe?
The median monthly rent in St. Joe, IN is $700, which is 40% below the national average of $1,163/month.
What is the unemployment rate in St. Joe?
The unemployment rate in St. Joe, IN is 9.9%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is St. Joe, IN a good place to live?
St. Joe offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 420 and a median age of 33.4, the city appeals to young professionals and families.
How educated is St. Joe, IN?
6.2% of residents in St. Joe aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in St. Joe?
Key cost-of-living indicators for St. Joe, IN: median home value is $85,400 (65% below national), median rent is $700/month, and median household income is $61,875. The home-value-to-income ratio is 1.4x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in St. Joe?
The poverty rate in St. Joe, IN is 8.7%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is St. Joe, IN?
St. Joe's population is 2.9% White, 0.7% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 1.4% of residents are foreign-born.