Utica, IN
Population 1,017 · Indiana
About Utica, IN
Utica is a small town located in Indiana with a population of 1,017 residents according to the latest US Census Bureau American Community Survey data. The median household income is $75,268 per year, which is 0% above the national median of $75,149. The median age of 39.7 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Utica features a median home value of $210,900, which is 14% below the national median of $244,900. This positions Utica in a moderately priced market relative to the rest of the country. Median monthly rent is $1,295, 11% above the national average of $1,163/month. Of the 445 total housing units, 79% are owner-occupied (322 units) and 21% are renter-occupied (85 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Utica shows an unemployment rate of 3.9%, which is near the national rate of 3.7%. The poverty rate stands at 12.5%, above the national average of 12.4%. Workers in Utica have an average one-way commute time of 22.2 minutes.
Education & Demographics
32.6% of Utica residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 2.1% White, 0.5% Hispanic or Latino, 1.4% Black or African American, and 1.1% Asian residents, with 5.6% of the population being foreign-born.
Cost of Living in Utica, IN
Compared to national averages, Utica has a median household income of $75,268 (0% above the national median of $75,149). Home values average $210,900, which is 14% below the national median. Monthly rent at $1,295 is 11% above the US average of $1,163. Within Indiana, Utica's income is 9% above the state average of $69,330, and home values are 29% above the state median of $163,409.
Why Live in Utica, IN?
Utica offers a strong local economy with a median household income of $75,268, well above the national average, and affordable housing with a median home value of $210,900, below the US average of $244,900, and short commute times averaging just 22.2 minutes.
Utica has a population of 1,017 with a median age of 39.7 years. Compare Utica with other cities to see how it stacks up, or explore all cities in Indiana.
Similar Cities Near Utica
Cities in Indiana with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| St. Paul | 1,019 | $71,750 | $100,800 | Compare |
| St. Leon | 1,012 | $86,932 | $273,900 | Compare |
| Lynnville | 1,011 | $64,583 | $123,900 | Compare |
| English | 1,025 | $34,250 | $86,300 | Compare |
| Shirley | 1,026 | $66,429 | $103,700 | Compare |
| Waverly | 1,006 | $72,426 | $254,100 | Compare |
| Topeka | 1,037 | $62,857 | $138,900 | Compare |
| Morristown | 996 | $47,850 | $137,500 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Indiana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Utica With Other Cities
Frequently Asked Questions about Utica
What is the population of Utica, IN?
The population of Utica, IN is 1,017 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Indiana.
What is the median household income in Utica?
The median household income in Utica, IN is $75,268 per year, which is 0% above the national median of $75,149.
What is the median home value in Utica?
The median home value in Utica, IN is $210,900, which is 14% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Utica?
The median monthly rent in Utica, IN is $1,295, which is 11% above the national average of $1,163/month.
What is the unemployment rate in Utica?
The unemployment rate in Utica, IN is 3.9%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Utica, IN a good place to live?
Utica offers above-average incomes, affordable housing, and growing employment opportunities. With a population of 1,017 and a median age of 39.7, the city appeals to a broad range of residents.
How educated is Utica, IN?
32.6% of residents in Utica aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Utica?
Key cost-of-living indicators for Utica, IN: median home value is $210,900 (14% below national), median rent is $1,295/month, and median household income is $75,268. The home-value-to-income ratio is 2.8x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Utica?
The poverty rate in Utica, IN is 12.5%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Utica, IN?
Utica's population is 2.1% White, 0.5% Hispanic or Latino, 1.4% Black or African American, 1.1% Asian, and 15.8% two or more races. 5.6% of residents are foreign-born.