Cambridge, KY
Population 134 · Kentucky
About Cambridge, KY
Cambridge is a small community located in Kentucky with a population of 134 residents according to the latest US Census Bureau American Community Survey data. The median household income is $98,281 per year, which is 31% above the national median of $75,149. The median age of 45 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Cambridge features a median home value of $229,200, which is 6% below the national median of $244,900. This positions Cambridge in a moderately priced market relative to the rest of the country. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 84 total housing units, 96% are owner-occupied (66 units) and 4% are renter-occupied (3 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Cambridge shows an unemployment rate of 7.3%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 3.7%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Cambridge have an average one-way commute time of 15.6 minutes, one of the shorter commutes in the region.
Education & Demographics
51.4% of Cambridge residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 3.0% White, 0.7% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 2.2% of the population being foreign-born.
Cost of Living in Cambridge, KY
Compared to national averages, Cambridge has a median household income of $98,281 (31% above the national median of $75,149). Home values average $229,200, which is 6% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Kentucky, Cambridge's income is 48% above the state average of $66,273, and home values are 26% above the state median of $182,504.
Why Live in Cambridge, KY?
Cambridge offers a strong local economy with a median household income of $98,281, well above the national average, and affordable housing with a median home value of $229,200, below the US average of $244,900, and rent that’s lower than the national average at $0/month. Additionally, the city features a well-educated community where 51.4% of residents hold a bachelor’s degree or higher, and a low poverty rate of 3.7%, better than the national average, and short commute times averaging just 15.6 minutes.
Cambridge has a population of 134 with a median age of 45 years. Compare Cambridge with other cities to see how it stacks up, or explore all cities in Kentucky.
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Economy & Education
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Other Cities in Kentucky
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Cambridge
What is the population of Cambridge, KY?
The population of Cambridge, KY is 134 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Kentucky.
What is the median household income in Cambridge?
The median household income in Cambridge, KY is $98,281 per year, which is 31% above the national median of $75,149.
What is the median home value in Cambridge?
The median home value in Cambridge, KY is $229,200, which is 6% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Cambridge?
The median monthly rent in Cambridge, KY is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Cambridge?
The unemployment rate in Cambridge, KY is 7.3%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Cambridge, KY a good place to live?
Cambridge offers above-average incomes, affordable housing, and growing employment opportunities. With a population of 134 and a median age of 45, the city appeals to a broad range of residents.
How educated is Cambridge, KY?
51.4% of residents in Cambridge aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Cambridge?
Key cost-of-living indicators for Cambridge, KY: median home value is $229,200 (6% below national), median rent is $0/month, and median household income is $98,281. The home-value-to-income ratio is 2.3x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Cambridge?
The poverty rate in Cambridge, KY is 3.7%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Cambridge, KY?
Cambridge's population is 3.0% White, 0.7% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 2.2% of residents are foreign-born.