Coldstream, KY
Population 1,269 · Kentucky
About Coldstream, KY
Coldstream is a small town located in Kentucky with a population of 1,269 residents according to the latest US Census Bureau American Community Survey data. The median household income is $96,417 per year, which is 28% above the national median of $75,149. The median age of 36.2 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Coldstream features a median home value of $260,300, which is 6% above the national median of $244,900. This positions Coldstream in a moderately priced market relative to the rest of the country. Median monthly rent is $2,121, 82% above the national average of $1,163/month. Of the 473 total housing units, 80% are owner-occupied (377 units) and 20% are renter-occupied (96 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Coldstream shows an unemployment rate of 1.3%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 2.8%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Coldstream have an average one-way commute time of 22.9 minutes.
Education & Demographics
46.5% of Coldstream residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 2.0% White, 1.5% Hispanic or Latino, 0.0% Black or African American, and 2.1% Asian residents, with 12.8% of the population being foreign-born.
How Coldstream Ranks in Kentucky
Cost of Living in Coldstream, KY
Compared to national averages, Coldstream has a median household income of $96,417 (28% above the national median of $75,149). Home values average $260,300, which is 6% above the national median. Monthly rent at $2,121 is 82% above the US average of $1,163. Within Kentucky, Coldstream's income is 45% above the state average of $66,273, and home values are 43% above the state median of $182,504.
Why Live in Coldstream, KY?
Coldstream offers a strong local economy with a median household income of $96,417, well above the national average, and a strong job market with an unemployment rate of just 1.3%, and a well-educated community where 46.5% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 2.8%, better than the national average, and short commute times averaging just 22.9 minutes.
Coldstream has a population of 1,269 with a median age of 36.2 years. Compare Coldstream with other cities to see how it stacks up, or explore all cities in Kentucky.
Similar Cities Near Coldstream
Cities in Kentucky with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Cloverport | 1,264 | $34,688 | $84,800 | Compare |
| Hebron Estates | 1,262 | $57,375 | $268,800 | Compare |
| Wurtland | 1,257 | $56,250 | $84,100 | Compare |
| Pleasureville | 1,286 | $49,612 | $142,400 | Compare |
| Bellefonte | 1,251 | $114,063 | $278,800 | Compare |
| Clinton | 1,246 | $32,991 | $48,700 | Compare |
| Plano | 1,293 | $96,818 | $226,100 | Compare |
| Beechwood Village | 1,305 | $119,688 | $335,400 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Kentucky
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Coldstream With Other Cities
Frequently Asked Questions about Coldstream
What is the population of Coldstream, KY?
The population of Coldstream, KY is 1,269 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Kentucky.
What is the median household income in Coldstream?
The median household income in Coldstream, KY is $96,417 per year, which is 28% above the national median of $75,149.
What is the median home value in Coldstream?
The median home value in Coldstream, KY is $260,300, which is 6% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Coldstream?
The median monthly rent in Coldstream, KY is $2,121, which is 82% above the national average of $1,163/month.
What is the unemployment rate in Coldstream?
The unemployment rate in Coldstream, KY is 1.3%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Coldstream, KY a good place to live?
Coldstream offers above-average incomes, a competitive housing market, and a strong job market. With a population of 1,269 and a median age of 36.2, the city appeals to a broad range of residents.
How educated is Coldstream, KY?
46.5% of residents in Coldstream aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Coldstream?
Key cost-of-living indicators for Coldstream, KY: median home value is $260,300 (6% above national), median rent is $2,121/month, and median household income is $96,417. The home-value-to-income ratio is 2.7x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Coldstream?
The poverty rate in Coldstream, KY is 2.8%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Coldstream, KY?
Coldstream's population is 2.0% White, 1.5% Hispanic or Latino, 0.0% Black or African American, 2.1% Asian, and 25.2% two or more races. 12.8% of residents are foreign-born.