Cumberland, KY
Population 2,234 · Kentucky
About Cumberland, KY
Cumberland is a small town located in Kentucky with a population of 2,234 residents according to the latest US Census Bureau American Community Survey data. The median household income is $35,309 per year, which is 53% below the national median of $75,149. The median age of 31.1 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Cumberland features a median home value of $61,600, which is 75% below the national median of $244,900. This makes Cumberland one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $618, 47% below the national average of $1,163/month. Of the 1,035 total housing units, 54% are owner-occupied (422 units) and 46% are renter-occupied (354 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Cumberland shows an unemployment rate of 34.6%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 57.0%, above the national average of 12.4%. Workers in Cumberland have an average one-way commute time of 14.4 minutes, one of the shorter commutes in the region.
Education & Demographics
9.6% of Cumberland residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 0.7% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.1% of the population being foreign-born.
How Cumberland Ranks in Kentucky
Cost of Living in Cumberland, KY
Compared to national averages, Cumberland has a median household income of $35,309 (53% below the national median of $75,149). Home values average $61,600, which is 75% below the national median. Monthly rent at $618 is 47% below the US average of $1,163. Within Kentucky, Cumberland's income is 47% below the state average of $66,273, and home values are 66% below the state median of $182,504.
Why Live in Cumberland, KY?
Cumberland offers affordable housing with a median home value of $61,600, below the US average of $244,900, and rent that’s lower than the national average at $618/month, and short commute times averaging just 14.4 minutes.
Potential considerations include median household income ($35,309) that falls below the national average. However, Cumberland’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Cumberland has a population of 2,234 with a median age of 31.1 years. Compare Cumberland with other cities to see how it stacks up, or explore all cities in Kentucky.
Similar Cities Near Cumberland
Cities in Kentucky with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Brooks | 2,246 | $70,947 | $203,600 | Compare |
| Dry Ridge | 2,250 | $53,641 | $193,200 | Compare |
| Greensburg | 2,218 | $37,321 | $117,700 | Compare |
| Mount Vernon | 2,259 | $38,639 | $100,500 | Compare |
| Lebanon Junction | 2,201 | $52,000 | $134,700 | Compare |
| Windy Hills | 2,188 | $105,875 | $370,900 | Compare |
| Raceland | 2,173 | $61,923 | $117,800 | Compare |
| Edmonton | 2,168 | $48,583 | $96,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Kentucky
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Cumberland With Other Cities
Frequently Asked Questions about Cumberland
What is the population of Cumberland, KY?
The population of Cumberland, KY is 2,234 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Kentucky.
What is the median household income in Cumberland?
The median household income in Cumberland, KY is $35,309 per year, which is 53% below the national median of $75,149.
What is the median home value in Cumberland?
The median home value in Cumberland, KY is $61,600, which is 75% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Cumberland?
The median monthly rent in Cumberland, KY is $618, which is 47% below the national average of $1,163/month.
What is the unemployment rate in Cumberland?
The unemployment rate in Cumberland, KY is 34.6%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Cumberland, KY a good place to live?
Cumberland offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 2,234 and a median age of 31.1, the city appeals to young professionals and families.
How educated is Cumberland, KY?
9.6% of residents in Cumberland aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Cumberland?
Key cost-of-living indicators for Cumberland, KY: median home value is $61,600 (75% below national), median rent is $618/month, and median household income is $35,309. The home-value-to-income ratio is 1.7x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Cumberland?
The poverty rate in Cumberland, KY is 57.0%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Cumberland, KY?
Cumberland's population is 0.0% White, 0.7% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 2.3% two or more races. 0.1% of residents are foreign-born.