Fort Thomas, KY
Population 17,242 · Kentucky
About Fort Thomas, KY
Fort Thomas is a mid-sized city located in Kentucky with a population of 17,242 residents according to the latest US Census Bureau American Community Survey data. The median household income is $100,819 per year, which is 34% above the national median of $75,149. The median age of 37.9 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Fort Thomas features a median home value of $301,400, which is 23% above the national median of $244,900. This positions Fort Thomas in a moderately priced market relative to the rest of the country. Median monthly rent is $1,095, 6% below the national average of $1,163/month. Of the 6,746 total housing units, 70% are owner-occupied (4,630 units) and 30% are renter-occupied (1,962 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Fort Thomas shows an unemployment rate of 3.4%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 4.9%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Fort Thomas have an average one-way commute time of 20.4 minutes.
Education & Demographics
55.6% of Fort Thomas residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 1.8% White, 0.5% Hispanic or Latino, 0.0% Black or African American, and 0.9% Asian residents, with 2.7% of the population being foreign-born.
How Fort Thomas Ranks in Kentucky
Cost of Living in Fort Thomas, KY
Compared to national averages, Fort Thomas has a median household income of $100,819 (34% above the national median of $75,149). Home values average $301,400, which is 23% above the national median. Monthly rent at $1,095 is 6% below the US average of $1,163. Within Kentucky, Fort Thomas's income is 52% above the state average of $66,273, and home values are 65% above the state median of $182,504.
Why Live in Fort Thomas, KY?
Fort Thomas offers a strong local economy with a median household income of $100,819, well above the national average, and rent that’s lower than the national average at $1,095/month, and a strong job market with an unemployment rate of just 3.4%. Additionally, the city features a well-educated community where 55.6% of residents hold a bachelor’s degree or higher, and a low poverty rate of 4.9%, better than the national average, and short commute times averaging just 20.4 minutes.
Fort Thomas has a population of 17,242 with a median age of 37.9 years. Compare Fort Thomas with other cities to see how it stacks up, or explore all cities in Kentucky.
Similar Cities Near Fort Thomas
Cities in Kentucky with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Danville | 17,235 | $53,370 | $202,200 | Compare |
| Shelbyville | 17,436 | $73,733 | $238,600 | Compare |
| St. Matthews | 17,491 | $80,716 | $325,700 | Compare |
| Murray | 17,888 | $40,348 | $193,300 | Compare |
| Burlington | 18,090 | $101,550 | $229,700 | Compare |
| Mount Washington | 18,228 | $93,852 | $253,700 | Compare |
| Berea | 15,557 | $56,484 | $178,000 | Compare |
| Shively | 15,556 | $46,522 | $139,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Kentucky
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Fort Thomas With Other Cities
Frequently Asked Questions about Fort Thomas
What is the population of Fort Thomas, KY?
The population of Fort Thomas, KY is 17,242 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in Kentucky.
What is the median household income in Fort Thomas?
The median household income in Fort Thomas, KY is $100,819 per year, which is 34% above the national median of $75,149.
What is the median home value in Fort Thomas?
The median home value in Fort Thomas, KY is $301,400, which is 23% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Fort Thomas?
The median monthly rent in Fort Thomas, KY is $1,095, which is 6% below the national average of $1,163/month.
What is the unemployment rate in Fort Thomas?
The unemployment rate in Fort Thomas, KY is 3.4%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Fort Thomas, KY a good place to live?
Fort Thomas offers above-average incomes, a competitive housing market, and a strong job market. With a population of 17,242 and a median age of 37.9, the city appeals to a broad range of residents.
How educated is Fort Thomas, KY?
55.6% of residents in Fort Thomas aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Fort Thomas?
Key cost-of-living indicators for Fort Thomas, KY: median home value is $301,400 (23% above national), median rent is $1,095/month, and median household income is $100,819. The home-value-to-income ratio is 3.0x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Fort Thomas?
The poverty rate in Fort Thomas, KY is 4.9%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Fort Thomas, KY?
Fort Thomas's population is 1.8% White, 0.5% Hispanic or Latino, 0.0% Black or African American, 0.9% Asian, and 1.9% two or more races. 2.7% of residents are foreign-born.