Germantown, KY
Population 224 · Kentucky
About Germantown, KY
Germantown is a small community located in Kentucky with a population of 224 residents according to the latest US Census Bureau American Community Survey data. The median household income is $86,250 per year, which is 15% above the national median of $75,149. The median age of 33.2 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Germantown features a median home value of $102,300, which is 58% below the national median of $244,900. This makes Germantown one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 93 total housing units, 76% are owner-occupied (57 units) and 24% are renter-occupied (18 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Germantown shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 0.0%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Germantown have an average one-way commute time of 25.9 minutes.
Education & Demographics
27.7% of Germantown residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 7.6% of the population being foreign-born.
Cost of Living in Germantown, KY
Compared to national averages, Germantown has a median household income of $86,250 (15% above the national median of $75,149). Home values average $102,300, which is 58% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Kentucky, Germantown's income is 30% above the state average of $66,273, and home values are 44% below the state median of $182,504.
Why Live in Germantown, KY?
Germantown offers a strong local economy with a median household income of $86,250, well above the national average, and affordable housing with a median home value of $102,300, below the US average of $244,900, and rent that’s lower than the national average at $0/month. Additionally, the city features a strong job market with an unemployment rate of just 0.0%, and a low poverty rate of 0.0%, better than the national average.
Germantown has a population of 224 with a median age of 33.2 years. Compare Germantown with other cities to see how it stacks up, or explore all cities in Kentucky.
Similar Cities Near Germantown
Cities in Kentucky with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Crossgate | 223 | $140,500 | $356,800 | Compare |
| Nebo | 223 | $47,031 | $109,800 | Compare |
| Maryhill Estates | 226 | $250,001 | $650,500 | Compare |
| Mackville | 227 | $73,750 | $127,900 | Compare |
| Wallins Creek | 221 | $102,929 | $187,500 | Compare |
| Wildwood | 220 | $103,333 | $289,100 | Compare |
| Dunmor | 230 | $42,143 | $129,600 | Compare |
| Oakland | 230 | $0 | $142,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Kentucky
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Germantown With Other Cities
Frequently Asked Questions about Germantown
What is the population of Germantown, KY?
The population of Germantown, KY is 224 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Kentucky.
What is the median household income in Germantown?
The median household income in Germantown, KY is $86,250 per year, which is 15% above the national median of $75,149.
What is the median home value in Germantown?
The median home value in Germantown, KY is $102,300, which is 58% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Germantown?
The median monthly rent in Germantown, KY is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Germantown?
The unemployment rate in Germantown, KY is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Germantown, KY a good place to live?
Germantown offers above-average incomes, affordable housing, and a strong job market. With a population of 224 and a median age of 33.2, the city appeals to young professionals and families.
How educated is Germantown, KY?
27.7% of residents in Germantown aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Germantown?
Key cost-of-living indicators for Germantown, KY: median home value is $102,300 (58% below national), median rent is $0/month, and median household income is $86,250. The home-value-to-income ratio is 1.2x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Germantown?
The poverty rate in Germantown, KY is 0.0%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Germantown, KY?
Germantown's population is 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 7.6% of residents are foreign-born.