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US City Data

Monticello, KY

Population 5,741 · Kentucky

Population
5,741
Median Income
$37,733
Median Home Value
$125,800
Median Rent
$679/mo

About Monticello, KY

Monticello is a small community in Kentucky with a population of 5,741 residents. The median household income is $37,733 per year, which is below the national average. The median age in Monticello is 40.2 years.

Housing in Monticello has a median home value of $125,800 and median monthly rent of $679. Of the 2,866 total housing units, the majority are owner-occupied, with 1,297 owner-occupied and 1,085 renter-occupied units.

The unemployment rate in Monticello is 4.1% and the poverty rate is 34.9%. 11.7% of residents hold a bachelor's degree or higher. The average commute time is 21.3 minutes.

Cost of Living in Monticello, KY

Compared to national averages, Monticello has a median household income of $37,733 (50% below the national median of $75,149). Home values average $125,800, which is 49% below the national median. Monthly rent at $679 is 42% below the US average of $1,163. Within Kentucky, Monticello's income is 43% below the state average of $66,273, and home values are 31% below the state median of $182,504.

Income vs National
$37,733
National: $75,149
Kentucky: $66,273
Home Value vs National
$125,800
National: $244,900
Kentucky: $182,504
Rent vs National
$679
National: $1,163
Kentucky: $910
Unemployment vs National
4.1%
National: 3.7%
Kentucky: 7.4%

Why Live in Monticello, KY?

Monticello offers affordable housing with a median home value of $125,800, below the US average of $244,900, and rent that’s lower than the national average at $679/month, and short commute times averaging just 21.3 minutes.

Potential considerations include median household income ($37,733) that falls below the national average. However, Monticello’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.

Monticello has a population of 5,741 with a median age of 40.2 years. Compare Monticello with other cities to see how it stacks up, or explore all cities in Kentucky.

Similar Cities Near Monticello

Cities in Kentucky with a similar population size.

CityPopulationMedian IncomeHome Value
Central City5,736$49,025$140,700Compare
Dayton5,703$62,500$144,100Compare
Fort Wright5,882$100,647$305,500Compare
Bellevue5,598$67,143$186,200Compare
Walton5,513$76,375$226,200Compare
Wilmore6,031$64,245$210,700Compare
Douglass Hills5,437$92,826$331,500Compare
Princeton6,242$51,875$89,700Compare

Demographics

40.2
Median Age
2,498
Male
3,243
Female
4.4%
Foreign Born

Racial & Ethnic Composition

White4Hispanic/Latino0.3Black1.8Asian5.9Two or More4.2

Economy & Education

4.1%
Unemployment Rate
34.9%
Poverty Rate
11.7%
Bachelor's Degree+
21.3 min
Avg Commute

Housing

2,866
Total Housing Units
1,297
Owner Occupied
1,085
Renter Occupied

Other Cities in Kentucky

Lexington Fayette Urban County KentuckyLouisvillejefferson County Metro Government Balance KentuckyAdairvilleAgesAlbanyAlexandria

Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.

Compare Monticello With Other Cities

Monticello vs Lexington Fayette Urban County KentuckyMonticello vs Louisvillejefferson County Metro Government Balance KentuckyMonticello vs AdairvilleMonticello vs Ages

Frequently Asked Questions about Monticello

What is the population of Monticello, KY?

The population of Monticello, KY is 5,741 according to the latest Census data.

What is the median household income in Monticello?

The median household income in Monticello, KY is $37,733 per year.

What is the median home value in Monticello?

The median home value in Monticello, KY is $125,800.

What is the average rent in Monticello?

The median monthly rent in Monticello, KY is $679.

What is the unemployment rate in Monticello?

The unemployment rate in Monticello, KY is 4.1%.

Explore More

Cost of Living in KentuckyMost Populated Cities in KentuckyCheapest Cities in KentuckyHighest Income Cities in KentuckyLowest Rent in KentuckyBest Cities for FamiliesBest Cities for Young ProfessionalsBest Cities for RetireesGuide: Cost Of LivingGuide: Moving GuideMonticello vs AdairvilleMonticello vs AgesMonticello vs Albany