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US City Data

Owingsville, KY

Population 1,977 · Kentucky

Population
1,977
Median Income
$40,150
Median Home Value
$92,700
Median Rent
$529/mo

About Owingsville, KY

Owingsville is a small town located in Kentucky with a population of 1,977 residents according to the latest US Census Bureau American Community Survey data. The median household income is $40,150 per year, which is 47% below the national median of $75,149. The median age of 41.5 years is close to the US median age of 38.9 years.

Housing Market Overview

The housing market in Owingsville features a median home value of $92,700, which is 62% below the national median of $244,900. This makes Owingsville one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $529, 55% below the national average of $1,163/month. Of the 1,017 total housing units, 59% are owner-occupied (543 units) and 41% are renter-occupied (383 units). The balanced mix of owners and renters indicates a diverse housing market.

Economy & Employment

The local economy in Owingsville shows an unemployment rate of 5.3%, which is near the national rate of 3.7%. The poverty rate stands at 20.3%, above the national average of 12.4%. Workers in Owingsville have an average one-way commute time of 16.8 minutes, one of the shorter commutes in the region.

Education & Demographics

13.4% of Owingsville residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.7% White, 0.4% Hispanic or Latino, 0.0% Black or African American, and 0.1% Asian residents, with 0.0% of the population being foreign-born.

How Owingsville Ranks in Kentucky

Lowest Rent Cities
#30
of 50 cities · $529/mo

Cost of Living in Owingsville, KY

Compared to national averages, Owingsville has a median household income of $40,150 (47% below the national median of $75,149). Home values average $92,700, which is 62% below the national median. Monthly rent at $529 is 55% below the US average of $1,163. Within Kentucky, Owingsville's income is 39% below the state average of $66,273, and home values are 49% below the state median of $182,504.

Income vs National
$40,150
National: $75,149
Kentucky: $66,273
Home Value vs National
$92,700
National: $244,900
Kentucky: $182,504
Rent vs National
$529
National: $1,163
Kentucky: $910
Unemployment vs National
5.3%
National: 3.7%
Kentucky: 7.4%

Why Live in Owingsville, KY?

Owingsville offers affordable housing with a median home value of $92,700, below the US average of $244,900, and rent that’s lower than the national average at $529/month, and short commute times averaging just 16.8 minutes.

Potential considerations include median household income ($40,150) that falls below the national average. However, Owingsville’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.

Owingsville has a population of 1,977 with a median age of 41.5 years. Compare Owingsville with other cities to see how it stacks up, or explore all cities in Kentucky.

Similar Cities Near Owingsville

Cities in Kentucky with a similar population size.

CityPopulationMedian IncomeHome Value
Dawson Springs1,973$31,607$73,500Compare
Albany1,972$40,301$102,500Compare
Hurstbourne Acres1,984$68,229$292,900Compare
Whitesburg1,998$31,875$111,300Compare
Beattyville1,948$23,750$106,800Compare
Orchard Grass Hills2,008$105,417$261,100Compare
Jeffersonville1,937$56,932$114,900Compare
Jamestown2,021$25,602$119,200Compare

Demographics

41.5
Median Age
946
Male
1,031
Female
0%
Foreign Born

Racial & Ethnic Composition

White0.7Hispanic/Latino0.4Black0Asian0.1Two or More3

Economy & Education

5.3%
Unemployment Rate
20.3%
Poverty Rate
13.4%
Bachelor's Degree+
16.8 min
Avg Commute

Housing

1,017
Total Housing Units
543
Owner Occupied
383
Renter Occupied

Other Cities in Kentucky

Lexington Fayette Urban County KentuckyLouisvillejefferson County Metro Government Balance KentuckyAdairvilleAgesAlbanyAlexandria

Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.

Compare Owingsville With Other Cities

Owingsville vs Lexington Fayette Urban County KentuckyOwingsville vs Louisvillejefferson County Metro Government Balance KentuckyOwingsville vs AdairvilleOwingsville vs Ages

Frequently Asked Questions about Owingsville

What is the population of Owingsville, KY?

The population of Owingsville, KY is 1,977 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Kentucky.

What is the median household income in Owingsville?

The median household income in Owingsville, KY is $40,150 per year, which is 47% below the national median of $75,149.

What is the median home value in Owingsville?

The median home value in Owingsville, KY is $92,700, which is 62% below the national median of $244,900. The majority of housing units are owner-occupied.

What is the average rent in Owingsville?

The median monthly rent in Owingsville, KY is $529, which is 55% below the national average of $1,163/month.

What is the unemployment rate in Owingsville?

The unemployment rate in Owingsville, KY is 5.3%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.

Is Owingsville, KY a good place to live?

Owingsville offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 1,977 and a median age of 41.5, the city appeals to a broad range of residents.

How educated is Owingsville, KY?

13.4% of residents in Owingsville aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.

What is the cost of living in Owingsville?

Key cost-of-living indicators for Owingsville, KY: median home value is $92,700 (62% below national), median rent is $529/month, and median household income is $40,150. The home-value-to-income ratio is 2.3x, indicating relatively affordable housing relative to local incomes.

What is the poverty rate in Owingsville?

The poverty rate in Owingsville, KY is 20.3%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.

How diverse is Owingsville, KY?

Owingsville's population is 0.7% White, 0.4% Hispanic or Latino, 0.0% Black or African American, 0.1% Asian, and 3.0% two or more races. 0.0% of residents are foreign-born.

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