River Bluff, KY
Population 529 · Kentucky
About River Bluff, KY
River Bluff is a small community located in Kentucky with a population of 529 residents according to the latest US Census Bureau American Community Survey data. The median household income is $139,375 per year, which is 85% above the national median of $75,149. The median age of 40.2 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in River Bluff features a median home value of $415,800, which is 70% above the national median of $244,900. This places River Bluff in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 187 total housing units, 99% are owner-occupied (185 units) and 1% are renter-occupied (2 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in River Bluff shows an unemployment rate of 1.1%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 1.9%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in River Bluff have an average one-way commute time of 24.7 minutes.
Education & Demographics
57.8% of River Bluff residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 4.3% White, 0.4% Hispanic or Latino, 0.4% Black or African American, and 0.6% Asian residents, with 6.0% of the population being foreign-born.
How River Bluff Ranks in Kentucky
Cost of Living in River Bluff, KY
Compared to national averages, River Bluff has a median household income of $139,375 (85% above the national median of $75,149). Home values average $415,800, which is 70% above the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Kentucky, River Bluff's income is 110% above the state average of $66,273, and home values are 128% above the state median of $182,504.
Why Live in River Bluff, KY?
River Bluff offers a strong local economy with a median household income of $139,375, well above the national average, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 1.1%. Additionally, the city features a well-educated community where 57.8% of residents hold a bachelor’s degree or higher, and a low poverty rate of 1.9%, better than the national average, and short commute times averaging just 24.7 minutes.
Potential considerations include a competitive housing market where the typical home costs $415,800. However, River Bluff’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
River Bluff has a population of 529 with a median age of 40.2 years. Compare River Bluff with other cities to see how it stacks up, or explore all cities in Kentucky.
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Demographics
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Economy & Education
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Other Cities in Kentucky
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about River Bluff
What is the population of River Bluff, KY?
The population of River Bluff, KY is 529 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Kentucky.
What is the median household income in River Bluff?
The median household income in River Bluff, KY is $139,375 per year, which is 85% above the national median of $75,149.
What is the median home value in River Bluff?
The median home value in River Bluff, KY is $415,800, which is 70% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in River Bluff?
The median monthly rent in River Bluff, KY is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in River Bluff?
The unemployment rate in River Bluff, KY is 1.1%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is River Bluff, KY a good place to live?
River Bluff offers above-average incomes, a competitive housing market, and a strong job market. With a population of 529 and a median age of 40.2, the city appeals to a broad range of residents.
How educated is River Bluff, KY?
57.8% of residents in River Bluff aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in River Bluff?
Key cost-of-living indicators for River Bluff, KY: median home value is $415,800 (70% above national), median rent is $0/month, and median household income is $139,375. The home-value-to-income ratio is 3.0x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in River Bluff?
The poverty rate in River Bluff, KY is 1.9%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is River Bluff, KY?
River Bluff's population is 4.3% White, 0.4% Hispanic or Latino, 0.4% Black or African American, 0.6% Asian, and 3.6% two or more races. 6.0% of residents are foreign-born.