St. Charles, KY
Population 308 · Kentucky
About St. Charles, KY
St. Charles is a small community located in Kentucky with a population of 308 residents according to the latest US Census Bureau American Community Survey data. The median household income is $40,000 per year, which is 47% below the national median of $75,149. The median age of 35.2 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in St. Charles features a median home value of $54,500, which is 78% below the national median of $244,900. This makes St. Charles one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $913, 21% below the national average of $1,163/month. Of the 132 total housing units, 61% are owner-occupied (68 units) and 39% are renter-occupied (44 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in St. Charles shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 45.1%, above the national average of 12.4%. Workers in St. Charles have an average one-way commute time of 27.1 minutes.
Education & Demographics
6.6% of St. Charles residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 1.3% White, 2.9% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.3% of the population being foreign-born.
How St. Charles Ranks in Kentucky
Cost of Living in St. Charles, KY
Compared to national averages, St. Charles has a median household income of $40,000 (47% below the national median of $75,149). Home values average $54,500, which is 78% below the national median. Monthly rent at $913 is 21% below the US average of $1,163. Within Kentucky, St. Charles's income is 40% below the state average of $66,273, and home values are 70% below the state median of $182,504.
Why Live in St. Charles, KY?
St. Charles offers affordable housing with a median home value of $54,500, below the US average of $244,900, and rent that’s lower than the national average at $913/month, and a strong job market with an unemployment rate of just 0.0%.
Potential considerations include median household income ($40,000) that falls below the national average. However, St. Charles’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
St. Charles has a population of 308 with a median age of 35.2 years. Compare St. Charles with other cities to see how it stacks up, or explore all cities in Kentucky.
Similar Cities Near St. Charles
Cities in Kentucky with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Woodburn | 307 | $71,667 | $162,500 | Compare |
| Fountain Run | 306 | $57,593 | $107,800 | Compare |
| McRoberts | 303 | $0 | $0 | Compare |
| Moseleyville | 303 | $0 | $160,700 | Compare |
| Ages | 302 | $45,333 | $70,500 | Compare |
| Big Clifty | 302 | $0 | $103,600 | Compare |
| South Williamson | 301 | $116,027 | $167,400 | Compare |
| Druid Hills | 300 | $131,250 | $488,300 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Kentucky
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare St. Charles With Other Cities
Frequently Asked Questions about St. Charles
What is the population of St. Charles, KY?
The population of St. Charles, KY is 308 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Kentucky.
What is the median household income in St. Charles?
The median household income in St. Charles, KY is $40,000 per year, which is 47% below the national median of $75,149.
What is the median home value in St. Charles?
The median home value in St. Charles, KY is $54,500, which is 78% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in St. Charles?
The median monthly rent in St. Charles, KY is $913, which is 21% below the national average of $1,163/month.
What is the unemployment rate in St. Charles?
The unemployment rate in St. Charles, KY is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is St. Charles, KY a good place to live?
St. Charles offers a moderate cost of living, affordable housing, and a strong job market. With a population of 308 and a median age of 35.2, the city appeals to a broad range of residents.
How educated is St. Charles, KY?
6.6% of residents in St. Charles aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in St. Charles?
Key cost-of-living indicators for St. Charles, KY: median home value is $54,500 (78% below national), median rent is $913/month, and median household income is $40,000. The home-value-to-income ratio is 1.4x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in St. Charles?
The poverty rate in St. Charles, KY is 45.1%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is St. Charles, KY?
St. Charles's population is 1.3% White, 2.9% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.3% of residents are foreign-born.