Harbor Isle, NY
Population 1,401 · New York
About Harbor Isle, NY
Harbor Isle is a small town located in New York with a population of 1,401 residents according to the latest US Census Bureau American Community Survey data. The median household income is $124,681 per year, which is 66% above the national median of $75,149. The median age of 47.8 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Harbor Isle features a median home value of $606,500, which is 148% above the national median of $244,900. This places Harbor Isle in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 460 total housing units, 84% are owner-occupied (387 units) and 16% are renter-occupied (73 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Harbor Isle shows an unemployment rate of 8.4%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 0.3%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Harbor Isle have an average one-way commute time of 51.3 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
51.5% of Harbor Isle residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 13.6% of the population being foreign-born.
Cost of Living in Harbor Isle, NY
Compared to national averages, Harbor Isle has a median household income of $124,681 (66% above the national median of $75,149). Home values average $606,500, which is 148% above the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within New York, Harbor Isle's income is 29% above the state average of $96,987, and home values are 57% above the state median of $387,181.
Why Live in Harbor Isle, NY?
Harbor Isle offers a strong local economy with a median household income of $124,681, well above the national average, and rent that’s lower than the national average at $0/month, and a well-educated community where 51.5% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 0.3%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $606,500. However, Harbor Isle’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Harbor Isle has a population of 1,401 with a median age of 47.8 years. Compare Harbor Isle with other cities to see how it stacks up, or explore all cities in New York.
Similar Cities Near Harbor Isle
Cities in New York with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Port Henry | 1,403 | $42,895 | $159,200 | Compare |
| Chelsea Cove | 1,398 | $84,193 | $250,900 | Compare |
| Constantia | 1,405 | $91,806 | $167,700 | Compare |
| Celoron | 1,412 | $54,632 | $81,800 | Compare |
| Crugers | 1,386 | $59,737 | $571,300 | Compare |
| Wilson | 1,385 | $60,938 | $162,700 | Compare |
| Gasport | 1,419 | $71,780 | $151,600 | Compare |
| Head of the Harbor | 1,378 | $250,001 | $1,123,900 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New York
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Harbor Isle With Other Cities
Frequently Asked Questions about Harbor Isle
What is the population of Harbor Isle, NY?
The population of Harbor Isle, NY is 1,401 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in New York.
What is the median household income in Harbor Isle?
The median household income in Harbor Isle, NY is $124,681 per year, which is 66% above the national median of $75,149.
What is the median home value in Harbor Isle?
The median home value in Harbor Isle, NY is $606,500, which is 148% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Harbor Isle?
The median monthly rent in Harbor Isle, NY is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Harbor Isle?
The unemployment rate in Harbor Isle, NY is 8.4%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Harbor Isle, NY a good place to live?
Harbor Isle offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 1,401 and a median age of 47.8, the city appeals to established professionals and retirees.
How educated is Harbor Isle, NY?
51.5% of residents in Harbor Isle aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Harbor Isle?
Key cost-of-living indicators for Harbor Isle, NY: median home value is $606,500 (148% above national), median rent is $0/month, and median household income is $124,681. The home-value-to-income ratio is 4.9x, a moderate figure by national standards.
What is the poverty rate in Harbor Isle?
The poverty rate in Harbor Isle, NY is 0.3%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Harbor Isle, NY?
Harbor Isle's population is 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 13.6% of residents are foreign-born.