Utica, NY
Population 64,440 · New York
About Utica, NY
Utica is a mid-sized city located in New York with a population of 64,440 residents according to the latest US Census Bureau American Community Survey data. The median household income is $51,513 per year, which is 31% below the national median of $75,149. The median age of 35 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Utica features a median home value of $133,400, which is 46% below the national median of $244,900. This makes Utica one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $907, 22% below the national average of $1,163/month. Of the 28,348 total housing units, 50% are owner-occupied (12,514 units) and 50% are renter-occupied (12,490 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Utica shows an unemployment rate of 7.2%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 27.6%, above the national average of 12.4%. Workers in Utica have an average one-way commute time of 18.7 minutes, one of the shorter commutes in the region.
Education & Demographics
21.7% of Utica residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.9% White, 0.9% Hispanic or Latino, 7.6% Black or African American, and 5.6% Asian residents, with 21.5% of the population being foreign-born.
How Utica Ranks in New York
Cost of Living in Utica, NY
Compared to national averages, Utica has a median household income of $51,513 (31% below the national median of $75,149). Home values average $133,400, which is 46% below the national median. Monthly rent at $907 is 22% below the US average of $1,163. Within New York, Utica's income is 47% below the state average of $96,987, and home values are 66% below the state median of $387,181.
Why Live in Utica, NY?
Utica offers affordable housing with a median home value of $133,400, below the US average of $244,900, and rent that’s lower than the national average at $907/month, and short commute times averaging just 18.7 minutes.
Potential considerations include median household income ($51,513) that falls below the national average. However, as a mid-sized city, Utica provides access to a wide range of amenities and services.
Utica has a population of 64,440 with a median age of 35 years. Compare Utica with other cities to see how it stacks up, or explore all cities in New York.
Similar Cities Near Utica
Cities in New York with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Schenectady | 68,521 | $56,398 | $152,000 | Compare |
| White Plains | 59,818 | $115,586 | $624,100 | Compare |
| Hempstead | 58,569 | $82,454 | $442,100 | Compare |
| Tonawanda Town | 56,973 | $76,644 | $199,400 | Compare |
| Mount Vernon | 72,528 | $77,171 | $449,600 | Compare |
| Cheektowaga | 76,251 | $66,293 | $169,200 | Compare |
| Levittown | 51,557 | $139,696 | $564,000 | Compare |
| Troy | 51,054 | $57,688 | $192,500 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New York
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Utica With Other Cities
Frequently Asked Questions about Utica
What is the population of Utica, NY?
The population of Utica, NY is 64,440 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in New York.
What is the median household income in Utica?
The median household income in Utica, NY is $51,513 per year, which is 31% below the national median of $75,149.
What is the median home value in Utica?
The median home value in Utica, NY is $133,400, which is 46% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Utica?
The median monthly rent in Utica, NY is $907, which is 22% below the national average of $1,163/month.
What is the unemployment rate in Utica?
The unemployment rate in Utica, NY is 7.2%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Utica, NY a good place to live?
Utica offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 64,440 and a median age of 35, the city appeals to a broad range of residents.
How educated is Utica, NY?
21.7% of residents in Utica aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Utica?
Key cost-of-living indicators for Utica, NY: median home value is $133,400 (46% below national), median rent is $907/month, and median household income is $51,513. The home-value-to-income ratio is 2.6x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Utica?
The poverty rate in Utica, NY is 27.6%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Utica, NY?
Utica's population is 0.9% White, 0.9% Hispanic or Latino, 7.6% Black or African American, 5.6% Asian, and 13.4% two or more races. 21.5% of residents are foreign-born.