Waterford, NY
Population 2,053 · New York
About Waterford, NY
Waterford is a small community in New York with a population of 2,053 residents. The median household income is $68,203 per year, which is near the national average. The median age in Waterford is 46.6 years.
Housing in Waterford has a median home value of $166,700 and median monthly rent of $1,060. Of the 1,140 total housing units, renting is more common than owning, with 512 owner-occupied and 541 renter-occupied units.
The unemployment rate in Waterford is 3.7% and the poverty rate is 11.3%. 27.2% of residents hold a bachelor's degree or higher. The average commute time is 21.3 minutes.
Cost of Living in Waterford, NY
Compared to national averages, Waterford has a median household income of $68,203 (9% below the national median of $75,149). Home values average $166,700, which is 32% below the national median. Monthly rent at $1,060 is 9% below the US average of $1,163. Within New York, Waterford's income is 30% below the state average of $96,987, and home values are 57% below the state median of $387,181.
Why Live in Waterford, NY?
Waterford offers affordable housing with a median home value of $166,700, below the US average of $244,900, and rent that’s lower than the national average at $1,060/month, and a low poverty rate of 11.3%, better than the national average. Additionally, the city features short commute times averaging just 21.3 minutes.
Potential considerations include median household income ($68,203) that falls below the national average. However, Waterford’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Waterford has a population of 2,053 with a median age of 46.6 years. Compare Waterford with other cities to see how it stacks up, or explore all cities in New York.
Similar Cities Near Waterford
Cities in New York with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| New Hartford | 2,054 | $80,733 | $206,400 | Compare |
| Mexico | 2,050 | $72,772 | $154,800 | Compare |
| Franklinville | 2,063 | $68,580 | $91,600 | Compare |
| Upper Brookville | 2,064 | $250,001 | $1,987,500 | Compare |
| Oyster Bay Cove | 2,067 | $250,001 | $1,686,100 | Compare |
| Yorktown Heights | 2,038 | $138,750 | $600,800 | Compare |
| Upper Nyack | 2,072 | $181,364 | $681,000 | Compare |
| Apalachin | 2,076 | $79,919 | $160,800 | Compare |
Demographics
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Economy & Education
Housing
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Waterford
What is the population of Waterford, NY?
The population of Waterford, NY is 2,053 according to the latest Census data.
What is the median household income in Waterford?
The median household income in Waterford, NY is $68,203 per year.
What is the median home value in Waterford?
The median home value in Waterford, NY is $166,700.
What is the average rent in Waterford?
The median monthly rent in Waterford, NY is $1,060.
What is the unemployment rate in Waterford?
The unemployment rate in Waterford, NY is 3.7%.