Cumberland City, TN
Population 475 · Tennessee
About Cumberland City, TN
Cumberland City is a small community located in Tennessee with a population of 475 residents according to the latest US Census Bureau American Community Survey data. The median household income is $38,125 per year, which is 49% below the national median of $75,149. The median age of 17.4 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Cumberland City features a median home value of $114,300, which is 53% below the national median of $244,900. This makes Cumberland City one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $814, 30% below the national average of $1,163/month. Of the 159 total housing units, 51% are owner-occupied (68 units) and 49% are renter-occupied (66 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Cumberland City shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 25.7%, above the national average of 12.4%. Workers in Cumberland City have an average one-way commute time of 42.7 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
14.4% of Cumberland City residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 12.6% White, 12.2% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Cumberland City, TN
Compared to national averages, Cumberland City has a median household income of $38,125 (49% below the national median of $75,149). Home values average $114,300, which is 53% below the national median. Monthly rent at $814 is 30% below the US average of $1,163. Within Tennessee, Cumberland City's income is 39% below the state average of $62,849, and home values are 47% below the state median of $214,371.
Why Live in Cumberland City, TN?
Cumberland City offers affordable housing with a median home value of $114,300, below the US average of $244,900, and rent that’s lower than the national average at $814/month, and a strong job market with an unemployment rate of just 0.0%.
Potential considerations include median household income ($38,125) that falls below the national average. However, Cumberland City’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Cumberland City has a population of 475 with a median age of 17.4 years. Compare Cumberland City with other cities to see how it stacks up, or explore all cities in Tennessee.
Similar Cities Near Cumberland City
Cities in Tennessee with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Flintville | 475 | $47,279 | $208,300 | Compare |
| Garland | 472 | $74,375 | $214,400 | Compare |
| Ducktown | 470 | $0 | $202,800 | Compare |
| Elkton | 468 | $70,625 | $205,600 | Compare |
| Walnut Grove CDP (Hardin County), Tennessee | 467 | $53,255 | $78,000 | Compare |
| Pinson | 464 | $71,385 | $112,900 | Compare |
| Sardis | 463 | $40,536 | $112,800 | Compare |
| Doyle | 488 | $38,750 | $136,300 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Tennessee
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Cumberland City With Other Cities
Frequently Asked Questions about Cumberland City
What is the population of Cumberland City, TN?
The population of Cumberland City, TN is 475 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Tennessee.
What is the median household income in Cumberland City?
The median household income in Cumberland City, TN is $38,125 per year, which is 49% below the national median of $75,149.
What is the median home value in Cumberland City?
The median home value in Cumberland City, TN is $114,300, which is 53% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Cumberland City?
The median monthly rent in Cumberland City, TN is $814, which is 30% below the national average of $1,163/month.
What is the unemployment rate in Cumberland City?
The unemployment rate in Cumberland City, TN is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Cumberland City, TN a good place to live?
Cumberland City offers a moderate cost of living, affordable housing, and a strong job market. With a population of 475 and a median age of 17.4, the city appeals to young professionals and families.
How educated is Cumberland City, TN?
14.4% of residents in Cumberland City aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Cumberland City?
Key cost-of-living indicators for Cumberland City, TN: median home value is $114,300 (53% below national), median rent is $814/month, and median household income is $38,125. The home-value-to-income ratio is 3.0x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Cumberland City?
The poverty rate in Cumberland City, TN is 25.7%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Cumberland City, TN?
Cumberland City's population is 12.6% White, 12.2% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 1.7% two or more races. 0.0% of residents are foreign-born.