Bluff City, TN
Population 2,268 · Tennessee
About Bluff City, TN
Bluff City is a small town located in Tennessee with a population of 2,268 residents according to the latest US Census Bureau American Community Survey data. The median household income is $59,783 per year, which is 20% below the national median of $75,149. The median age of 34.3 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Bluff City features a median home value of $147,400, which is 40% below the national median of $244,900. This positions Bluff City in a moderately priced market relative to the rest of the country. Median monthly rent is $889, 24% below the national average of $1,163/month. Of the 990 total housing units, 58% are owner-occupied (525 units) and 42% are renter-occupied (377 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Bluff City shows an unemployment rate of 4.8%, which is near the national rate of 3.7%. The poverty rate stands at 19.5%, above the national average of 12.4%. Workers in Bluff City have an average one-way commute time of 25.9 minutes.
Education & Demographics
14.8% of Bluff City residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 1.4% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.3% of the population being foreign-born.
Cost of Living in Bluff City, TN
Compared to national averages, Bluff City has a median household income of $59,783 (20% below the national median of $75,149). Home values average $147,400, which is 40% below the national median. Monthly rent at $889 is 24% below the US average of $1,163. Within Tennessee, Bluff City's income is 5% below the state average of $62,849, and home values are 31% below the state median of $214,371.
Why Live in Bluff City, TN?
Bluff City offers affordable housing with a median home value of $147,400, below the US average of $244,900, and rent that’s lower than the national average at $889/month.
Potential considerations include median household income ($59,783) that falls below the national average. However, Bluff City’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Bluff City has a population of 2,268 with a median age of 34.3 years. Compare Bluff City with other cities to see how it stacks up, or explore all cities in Tennessee.
Similar Cities Near Bluff City
Cities in Tennessee with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Gladeville | 2,263 | $94,693 | $457,300 | Compare |
| Mountain City | 2,275 | $36,902 | $186,800 | Compare |
| Plainview | 2,276 | $61,343 | $151,200 | Compare |
| Surgoinsville | 2,246 | $47,500 | $170,000 | Compare |
| Spring City | 2,299 | $35,957 | $151,600 | Compare |
| Pegram | 2,216 | $102,396 | $337,400 | Compare |
| New Union | 2,208 | $78,343 | $295,100 | Compare |
| East Cleveland | 2,207 | $46,968 | $113,800 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Tennessee
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Bluff City With Other Cities
Frequently Asked Questions about Bluff City
What is the population of Bluff City, TN?
The population of Bluff City, TN is 2,268 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Tennessee.
What is the median household income in Bluff City?
The median household income in Bluff City, TN is $59,783 per year, which is 20% below the national median of $75,149.
What is the median home value in Bluff City?
The median home value in Bluff City, TN is $147,400, which is 40% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Bluff City?
The median monthly rent in Bluff City, TN is $889, which is 24% below the national average of $1,163/month.
What is the unemployment rate in Bluff City?
The unemployment rate in Bluff City, TN is 4.8%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Bluff City, TN a good place to live?
Bluff City offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 2,268 and a median age of 34.3, the city appeals to young professionals and families.
How educated is Bluff City, TN?
14.8% of residents in Bluff City aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Bluff City?
Key cost-of-living indicators for Bluff City, TN: median home value is $147,400 (40% below national), median rent is $889/month, and median household income is $59,783. The home-value-to-income ratio is 2.5x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Bluff City?
The poverty rate in Bluff City, TN is 19.5%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Bluff City, TN?
Bluff City's population is 0.0% White, 1.4% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.3% of residents are foreign-born.