Chipley, FL
Population 3,678 · Florida
About Chipley, FL
Chipley is a small community in Florida with a population of 3,678 residents. The median household income is $34,311 per year, which is below the national average. The median age in Chipley is 33 years.
Housing in Chipley has a median home value of $132,800 and median monthly rent of $819. Of the 1,823 total housing units, the majority are owner-occupied, with 1,042 owner-occupied and 521 renter-occupied units.
The unemployment rate in Chipley is 3.3% and the poverty rate is 18.4%. 18.1% of residents hold a bachelor's degree or higher. The average commute time is 29.8 minutes.
Cost of Living in Chipley, FL
Compared to national averages, Chipley has a median household income of $34,311 (54% below the national median of $75,149). Home values average $132,800, which is 46% below the national median. Monthly rent at $819 is 30% below the US average of $1,163. Within Florida, Chipley's income is 55% below the state average of $75,893, and home values are 62% below the state median of $353,675.
Why Live in Chipley, FL?
Chipley offers affordable housing with a median home value of $132,800, below the US average of $244,900, and rent that’s lower than the national average at $819/month, and a strong job market with an unemployment rate of just 3.3%.
Potential considerations include median household income ($34,311) that falls below the national average. However, Chipley’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Chipley has a population of 3,678 with a median age of 33 years. Compare Chipley with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Chipley
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Montura | 3,678 | $33,438 | $126,400 | Compare |
| Indian Rocks Beach | 3,667 | $98,279 | $707,700 | Compare |
| North River Shores | 3,655 | $73,635 | $314,100 | Compare |
| Watergate | 3,709 | $72,641 | $214,200 | Compare |
| Hill 'n Dale | 3,722 | $52,452 | $117,000 | Compare |
| High Point | 3,618 | $48,768 | $175,100 | Compare |
| Point Baker | 3,757 | $61,442 | $207,600 | Compare |
| Lely | 3,770 | $65,029 | $290,400 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Chipley
What is the population of Chipley, FL?
The population of Chipley, FL is 3,678 according to the latest Census data.
What is the median household income in Chipley?
The median household income in Chipley, FL is $34,311 per year.
What is the median home value in Chipley?
The median home value in Chipley, FL is $132,800.
What is the average rent in Chipley?
The median monthly rent in Chipley, FL is $819.
What is the unemployment rate in Chipley?
The unemployment rate in Chipley, FL is 3.3%.