Indian Rocks Beach, FL
Population 3,667 · Florida
About Indian Rocks Beach, FL
Indian Rocks Beach is a small town located in Florida with a population of 3,667 residents according to the latest US Census Bureau American Community Survey data. The median household income is $98,279 per year, which is 31% above the national median of $75,149. The median age of 58.1 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Indian Rocks Beach features a median home value of $707,700, which is 189% above the national median of $244,900. This places Indian Rocks Beach in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,723, 48% above the national average of $1,163/month. Of the 3,319 total housing units, 75% are owner-occupied (1,421 units) and 25% are renter-occupied (475 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Indian Rocks Beach shows an unemployment rate of 6.6%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 10.6%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Indian Rocks Beach have an average one-way commute time of 29.9 minutes.
Education & Demographics
45.3% of Indian Rocks Beach residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.5% White, 0.5% Hispanic or Latino, 0.8% Black or African American, and 3.8% Asian residents, with 9.0% of the population being foreign-born.
Cost of Living in Indian Rocks Beach, FL
Compared to national averages, Indian Rocks Beach has a median household income of $98,279 (31% above the national median of $75,149). Home values average $707,700, which is 189% above the national median. Monthly rent at $1,723 is 48% above the US average of $1,163. Within Florida, Indian Rocks Beach's income is 29% above the state average of $75,893, and home values are 100% above the state median of $353,675.
Why Live in Indian Rocks Beach, FL?
Indian Rocks Beach offers a strong local economy with a median household income of $98,279, well above the national average, and a well-educated community where 45.3% of residents hold a bachelor’s degree or higher, and a low poverty rate of 10.6%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $707,700. However, Indian Rocks Beach’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Indian Rocks Beach has a population of 3,667 with a median age of 58.1 years. Compare Indian Rocks Beach with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Indian Rocks Beach
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Chipley | 3,678 | $34,311 | $132,800 | Compare |
| Montura | 3,678 | $33,438 | $126,400 | Compare |
| North River Shores | 3,655 | $73,635 | $314,100 | Compare |
| Watergate | 3,709 | $72,641 | $214,200 | Compare |
| High Point | 3,618 | $48,768 | $175,100 | Compare |
| Hill 'n Dale | 3,722 | $52,452 | $117,000 | Compare |
| Point Baker | 3,757 | $61,442 | $207,600 | Compare |
| Oakland | 3,566 | $142,917 | $487,900 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Indian Rocks Beach With Other Cities
Frequently Asked Questions about Indian Rocks Beach
What is the population of Indian Rocks Beach, FL?
The population of Indian Rocks Beach, FL is 3,667 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Florida.
What is the median household income in Indian Rocks Beach?
The median household income in Indian Rocks Beach, FL is $98,279 per year, which is 31% above the national median of $75,149.
What is the median home value in Indian Rocks Beach?
The median home value in Indian Rocks Beach, FL is $707,700, which is 189% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Indian Rocks Beach?
The median monthly rent in Indian Rocks Beach, FL is $1,723, which is 48% above the national average of $1,163/month.
What is the unemployment rate in Indian Rocks Beach?
The unemployment rate in Indian Rocks Beach, FL is 6.6%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Indian Rocks Beach, FL a good place to live?
Indian Rocks Beach offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 3,667 and a median age of 58.1, the city appeals to established professionals and retirees.
How educated is Indian Rocks Beach, FL?
45.3% of residents in Indian Rocks Beach aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Indian Rocks Beach?
Key cost-of-living indicators for Indian Rocks Beach, FL: median home value is $707,700 (189% above national), median rent is $1,723/month, and median household income is $98,279. The home-value-to-income ratio is 7.2x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Indian Rocks Beach?
The poverty rate in Indian Rocks Beach, FL is 10.6%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Indian Rocks Beach, FL?
Indian Rocks Beach's population is 0.5% White, 0.5% Hispanic or Latino, 0.8% Black or African American, 3.8% Asian, and 0.3% two or more races. 9.0% of residents are foreign-born.