Fernandina Beach, FL
Population 13,239 · Florida
About Fernandina Beach, FL
Fernandina Beach is a mid-sized city in Florida with a population of 13,239 residents. The median household income is $92,535 per year, which is above the national average. The median age in Fernandina Beach is 58.3 years.
Housing in Fernandina Beach has a median home value of $483,700 and median monthly rent of $1,581. Of the 8,103 total housing units, the majority are owner-occupied, with 5,224 owner-occupied and 1,411 renter-occupied units.
The unemployment rate in Fernandina Beach is 2.6% and the poverty rate is 8.7%. 51.1% of residents hold a bachelor's degree or higher. The average commute time is 23.6 minutes.
Cost of Living in Fernandina Beach, FL
Compared to national averages, Fernandina Beach has a median household income of $92,535 (23% above the national median of $75,149). Home values average $483,700, which is 98% above the national median. Monthly rent at $1,581 is 36% above the US average of $1,163. Within Florida, Fernandina Beach's income is 22% above the state average of $75,893, and home values are 37% above the state median of $353,675.
Why Live in Fernandina Beach, FL?
Fernandina Beach offers a strong local economy with a median household income of $92,535, well above the national average, and a strong job market with an unemployment rate of just 2.6%, and a well-educated community where 51.1% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 8.7%, better than the national average, and short commute times averaging just 23.6 minutes.
Potential considerations include a competitive housing market where the typical home costs $483,700. However, Fernandina Beach’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Fernandina Beach has a population of 13,239 with a median age of 58.3 years. Compare Fernandina Beach with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Fernandina Beach
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Callaway | 13,297 | $69,388 | $215,300 | Compare |
| Olympia Heights | 13,179 | $107,381 | $497,300 | Compare |
| South Daytona | 13,322 | $54,931 | $210,500 | Compare |
| Celebration | 13,150 | $97,654 | $613,000 | Compare |
| Cypress Lake | 13,145 | $62,767 | $237,700 | Compare |
| Conway | 13,346 | $96,250 | $366,800 | Compare |
| Atlantic Beach | 13,353 | $103,288 | $565,500 | Compare |
| North Palm Beach | 13,089 | $91,042 | $456,700 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Fernandina Beach
What is the population of Fernandina Beach, FL?
The population of Fernandina Beach, FL is 13,239 according to the latest Census data.
What is the median household income in Fernandina Beach?
The median household income in Fernandina Beach, FL is $92,535 per year.
What is the median home value in Fernandina Beach?
The median home value in Fernandina Beach, FL is $483,700.
What is the average rent in Fernandina Beach?
The median monthly rent in Fernandina Beach, FL is $1,581.
What is the unemployment rate in Fernandina Beach?
The unemployment rate in Fernandina Beach, FL is 2.6%.