Holmes Beach, FL
Population 3,042 · Florida
About Holmes Beach, FL
Holmes Beach is a small town located in Florida with a population of 3,042 residents according to the latest US Census Bureau American Community Survey data. The median household income is $99,063 per year, which is 32% above the national median of $75,149. The median age of 69.8 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Holmes Beach features a median home value of $667,800, which is 173% above the national median of $244,900. This places Holmes Beach in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,786, 54% above the national average of $1,163/month. Of the 4,306 total housing units, 89% are owner-occupied (1,456 units) and 11% are renter-occupied (186 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Holmes Beach shows an unemployment rate of 3.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 5.7%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Holmes Beach have an average one-way commute time of 31.3 minutes.
Education & Demographics
61.9% of Holmes Beach residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 2.3% White, 0.7% Hispanic or Latino, 0.0% Black or African American, and 0.5% Asian residents, with 12.3% of the population being foreign-born.
How Holmes Beach Ranks in Florida
Cost of Living in Holmes Beach, FL
Compared to national averages, Holmes Beach has a median household income of $99,063 (32% above the national median of $75,149). Home values average $667,800, which is 173% above the national median. Monthly rent at $1,786 is 54% above the US average of $1,163. Within Florida, Holmes Beach's income is 31% above the state average of $75,893, and home values are 89% above the state median of $353,675.
Why Live in Holmes Beach, FL?
Holmes Beach offers a strong local economy with a median household income of $99,063, well above the national average, and a strong job market with an unemployment rate of just 3.0%, and a well-educated community where 61.9% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 5.7%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $667,800. However, Holmes Beach’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Holmes Beach has a population of 3,042 with a median age of 69.8 years. Compare Holmes Beach with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Holmes Beach
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| North Sarasota | 3,041 | $73,099 | $223,900 | Compare |
| Dade City North | 3,049 | $50,443 | $178,500 | Compare |
| Harlem | 3,050 | $44,960 | $72,000 | Compare |
| Windermere | 3,034 | $156,042 | $906,600 | Compare |
| Indialantic | 3,033 | $90,991 | $568,100 | Compare |
| Williston | 3,055 | $59,776 | $218,900 | Compare |
| Biscayne Park | 3,056 | $84,750 | $606,800 | Compare |
| Bal Harbour | 3,021 | $91,061 | $1,277,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Holmes Beach With Other Cities
Frequently Asked Questions about Holmes Beach
What is the population of Holmes Beach, FL?
The population of Holmes Beach, FL is 3,042 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Florida.
What is the median household income in Holmes Beach?
The median household income in Holmes Beach, FL is $99,063 per year, which is 32% above the national median of $75,149.
What is the median home value in Holmes Beach?
The median home value in Holmes Beach, FL is $667,800, which is 173% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Holmes Beach?
The median monthly rent in Holmes Beach, FL is $1,786, which is 54% above the national average of $1,163/month.
What is the unemployment rate in Holmes Beach?
The unemployment rate in Holmes Beach, FL is 3.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Holmes Beach, FL a good place to live?
Holmes Beach offers above-average incomes, a competitive housing market, and a strong job market. With a population of 3,042 and a median age of 69.8, the city appeals to established professionals and retirees.
How educated is Holmes Beach, FL?
61.9% of residents in Holmes Beach aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Holmes Beach?
Key cost-of-living indicators for Holmes Beach, FL: median home value is $667,800 (173% above national), median rent is $1,786/month, and median household income is $99,063. The home-value-to-income ratio is 6.7x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Holmes Beach?
The poverty rate in Holmes Beach, FL is 5.7%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Holmes Beach, FL?
Holmes Beach's population is 2.3% White, 0.7% Hispanic or Latino, 0.0% Black or African American, 0.5% Asian, and 0.0% two or more races. 12.3% of residents are foreign-born.