Safety Harbor, FL
Population 17,040 · Florida
About Safety Harbor, FL
Safety Harbor is a mid-sized city located in Florida with a population of 17,040 residents according to the latest US Census Bureau American Community Survey data. The median household income is $105,813 per year, which is 41% above the national median of $75,149. The median age of 49.1 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Safety Harbor features a median home value of $433,300, which is 77% above the national median of $244,900. This places Safety Harbor in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,719, 48% above the national average of $1,163/month. Of the 7,602 total housing units, 84% are owner-occupied (5,773 units) and 16% are renter-occupied (1,085 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Safety Harbor shows an unemployment rate of 2.8%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 6.8%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Safety Harbor have an average one-way commute time of 24.3 minutes.
Education & Demographics
47.2% of Safety Harbor residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.5% White, 0.8% Hispanic or Latino, 3.4% Black or African American, and 4.1% Asian residents, with 10.4% of the population being foreign-born.
Cost of Living in Safety Harbor, FL
Compared to national averages, Safety Harbor has a median household income of $105,813 (41% above the national median of $75,149). Home values average $433,300, which is 77% above the national median. Monthly rent at $1,719 is 48% above the US average of $1,163. Within Florida, Safety Harbor's income is 39% above the state average of $75,893, and home values are 23% above the state median of $353,675.
Why Live in Safety Harbor, FL?
Safety Harbor offers a strong local economy with a median household income of $105,813, well above the national average, and a strong job market with an unemployment rate of just 2.8%, and a well-educated community where 47.2% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 6.8%, better than the national average, and short commute times averaging just 24.3 minutes.
Potential considerations include a competitive housing market where the typical home costs $433,300. However, Safety Harbor’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Safety Harbor has a population of 17,040 with a median age of 49.1 years. Compare Safety Harbor with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Safety Harbor
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| New Port Richey | 17,057 | $46,160 | $164,600 | Compare |
| Ojus | 17,101 | $64,667 | $298,500 | Compare |
| Upper Grand Lagoon | 17,162 | $73,438 | $351,400 | Compare |
| Viera West | 17,169 | $98,107 | $539,000 | Compare |
| Belle Glade | 16,818 | $47,191 | $141,100 | Compare |
| Mount Dora | 16,812 | $69,931 | $316,100 | Compare |
| Vero Beach | 16,785 | $67,351 | $392,500 | Compare |
| Wildwood | 16,739 | $71,858 | $419,700 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Safety Harbor With Other Cities
Frequently Asked Questions about Safety Harbor
What is the population of Safety Harbor, FL?
The population of Safety Harbor, FL is 17,040 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in Florida.
What is the median household income in Safety Harbor?
The median household income in Safety Harbor, FL is $105,813 per year, which is 41% above the national median of $75,149.
What is the median home value in Safety Harbor?
The median home value in Safety Harbor, FL is $433,300, which is 77% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Safety Harbor?
The median monthly rent in Safety Harbor, FL is $1,719, which is 48% above the national average of $1,163/month.
What is the unemployment rate in Safety Harbor?
The unemployment rate in Safety Harbor, FL is 2.8%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Safety Harbor, FL a good place to live?
Safety Harbor offers above-average incomes, a competitive housing market, and a strong job market. With a population of 17,040 and a median age of 49.1, the city appeals to established professionals and retirees.
How educated is Safety Harbor, FL?
47.2% of residents in Safety Harbor aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Safety Harbor?
Key cost-of-living indicators for Safety Harbor, FL: median home value is $433,300 (77% above national), median rent is $1,719/month, and median household income is $105,813. The home-value-to-income ratio is 4.1x, a moderate figure by national standards.
What is the poverty rate in Safety Harbor?
The poverty rate in Safety Harbor, FL is 6.8%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Safety Harbor, FL?
Safety Harbor's population is 0.5% White, 0.8% Hispanic or Latino, 3.4% Black or African American, 4.1% Asian, and 7.1% two or more races. 10.4% of residents are foreign-born.