Tioga Terrace, NY
Population 2,206 · New York
About Tioga Terrace, NY
Tioga Terrace is a small town located in New York with a population of 2,206 residents according to the latest US Census Bureau American Community Survey data. The median household income is $126,250 per year, which is 68% above the national median of $75,149. The median age of 45.5 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Tioga Terrace features a median home value of $209,700, which is 14% below the national median of $244,900. This positions Tioga Terrace in a moderately priced market relative to the rest of the country. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 856 total housing units, 99% are owner-occupied (848 units) and 1% are renter-occupied (8 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Tioga Terrace shows an unemployment rate of 1.2%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 0.5%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Tioga Terrace have an average one-way commute time of 20.6 minutes.
Education & Demographics
49.9% of Tioga Terrace residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 2.1% Asian residents, with 4.4% of the population being foreign-born.
Cost of Living in Tioga Terrace, NY
Compared to national averages, Tioga Terrace has a median household income of $126,250 (68% above the national median of $75,149). Home values average $209,700, which is 14% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within New York, Tioga Terrace's income is 30% above the state average of $96,987, and home values are 46% below the state median of $387,181.
Why Live in Tioga Terrace, NY?
Tioga Terrace offers a strong local economy with a median household income of $126,250, well above the national average, and affordable housing with a median home value of $209,700, below the US average of $244,900, and rent that’s lower than the national average at $0/month. Additionally, the city features a strong job market with an unemployment rate of just 1.2%, and a well-educated community where 49.9% of residents hold a bachelor’s degree or higher, and a low poverty rate of 0.5%, better than the national average, and short commute times averaging just 20.6 minutes.
Tioga Terrace has a population of 2,206 with a median age of 45.5 years. Compare Tioga Terrace with other cities to see how it stacks up, or explore all cities in New York.
Similar Cities Near Tioga Terrace
Cities in New York with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Pulaski | 2,202 | $62,733 | $151,200 | Compare |
| Brewster Hill | 2,211 | $96,540 | $416,200 | Compare |
| Fort Montgomery | 2,198 | $80,946 | $347,200 | Compare |
| Water Mill | 2,218 | $158,250 | $2,000,001 | Compare |
| Caledonia | 2,193 | $89,583 | $169,700 | Compare |
| Fishkill | 2,193 | $94,348 | $280,400 | Compare |
| Lima | 2,188 | $85,469 | $195,400 | Compare |
| Bellerose Terrace | 2,180 | $160,443 | $562,700 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New York
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Tioga Terrace
What is the population of Tioga Terrace, NY?
The population of Tioga Terrace, NY is 2,206 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in New York.
What is the median household income in Tioga Terrace?
The median household income in Tioga Terrace, NY is $126,250 per year, which is 68% above the national median of $75,149.
What is the median home value in Tioga Terrace?
The median home value in Tioga Terrace, NY is $209,700, which is 14% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Tioga Terrace?
The median monthly rent in Tioga Terrace, NY is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Tioga Terrace?
The unemployment rate in Tioga Terrace, NY is 1.2%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Tioga Terrace, NY a good place to live?
Tioga Terrace offers above-average incomes, affordable housing, and a strong job market. With a population of 2,206 and a median age of 45.5, the city appeals to established professionals and retirees.
How educated is Tioga Terrace, NY?
49.9% of residents in Tioga Terrace aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Tioga Terrace?
Key cost-of-living indicators for Tioga Terrace, NY: median home value is $209,700 (14% below national), median rent is $0/month, and median household income is $126,250. The home-value-to-income ratio is 1.7x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Tioga Terrace?
The poverty rate in Tioga Terrace, NY is 0.5%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Tioga Terrace, NY?
Tioga Terrace's population is 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 2.1% Asian, and 1.9% two or more races. 4.4% of residents are foreign-born.