Waterloo, NY
Population 4,600 · New York
About Waterloo, NY
Waterloo is a small community in New York with a population of 4,600 residents. The median household income is $52,404 per year, which is near the national average. The median age in Waterloo is 50 years.
Housing in Waterloo has a median home value of $111,300 and median monthly rent of $910. Of the 2,185 total housing units, the majority are owner-occupied, with 1,386 owner-occupied and 626 renter-occupied units.
The unemployment rate in Waterloo is 6.3% and the poverty rate is 11.3%. 23.4% of residents hold a bachelor's degree or higher. The average commute time is 22.2 minutes.
Cost of Living in Waterloo, NY
Compared to national averages, Waterloo has a median household income of $52,404 (30% below the national median of $75,149). Home values average $111,300, which is 55% below the national median. Monthly rent at $910 is 22% below the US average of $1,163. Within New York, Waterloo's income is 46% below the state average of $96,987, and home values are 71% below the state median of $387,181.
Why Live in Waterloo, NY?
Waterloo offers affordable housing with a median home value of $111,300, below the US average of $244,900, and rent that’s lower than the national average at $910/month, and a low poverty rate of 11.3%, better than the national average. Additionally, the city features short commute times averaging just 22.2 minutes.
Potential considerations include median household income ($52,404) that falls below the national average. However, Waterloo’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Waterloo has a population of 4,600 with a median age of 50 years. Compare Waterloo with other cities to see how it stacks up, or explore all cities in New York.
Similar Cities Near Waterloo
Cities in New York with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Noyack | 4,601 | $109,881 | $974,300 | Compare |
| Blue Point | 4,622 | $148,684 | $607,300 | Compare |
| Gates | 4,576 | $54,003 | $159,900 | Compare |
| Glen Head | 4,575 | $136,786 | $831,600 | Compare |
| Alfred | 4,632 | $45,357 | $169,100 | Compare |
| Little Falls | 4,567 | $51,763 | $91,100 | Compare |
| Southampton | 4,557 | $177,045 | $2,000,001 | Compare |
| Montebello | 4,649 | $150,882 | $714,600 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in New York
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Waterloo
What is the population of Waterloo, NY?
The population of Waterloo, NY is 4,600 according to the latest Census data.
What is the median household income in Waterloo?
The median household income in Waterloo, NY is $52,404 per year.
What is the median home value in Waterloo?
The median home value in Waterloo, NY is $111,300.
What is the average rent in Waterloo?
The median monthly rent in Waterloo, NY is $910.
What is the unemployment rate in Waterloo?
The unemployment rate in Waterloo, NY is 6.3%.