Germantown, TN
Population 40,812 · Tennessee
About Germantown, TN
Germantown is a mid-sized city in Tennessee with a population of 40,812 residents. The median household income is $144,799 per year, which is above the national average. The median age in Germantown is 43.9 years.
Housing in Germantown has a median home value of $441,200 and median monthly rent of $1,760. Of the 16,134 total housing units, the majority are owner-occupied, with 13,410 owner-occupied and 2,141 renter-occupied units.
The unemployment rate in Germantown is 3.1% and the poverty rate is 2.9%. 71.2% of residents hold a bachelor's degree or higher. The average commute time is 20.9 minutes.
How Germantown Ranks in Tennessee
Cost of Living in Germantown, TN
Compared to national averages, Germantown has a median household income of $144,799 (93% above the national median of $75,149). Home values average $441,200, which is 80% above the national median. Monthly rent at $1,760 is 51% above the US average of $1,163. Within Tennessee, Germantown's income is 130% above the state average of $62,849, and home values are 106% above the state median of $214,371.
Why Live in Germantown, TN?
Germantown offers a strong local economy with a median household income of $144,799, well above the national average, and a strong job market with an unemployment rate of just 3.1%, and a well-educated community where 71.2% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 2.9%, better than the national average, and short commute times averaging just 20.9 minutes.
Potential considerations include a competitive housing market where the typical home costs $441,200. However, Germantown’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Germantown has a population of 40,812 with a median age of 43.9 years. Compare Germantown with other cities to see how it stacks up, or explore all cities in Tennessee.
Similar Cities Near Germantown
Cities in Tennessee with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Mount Juliet | 40,828 | $107,847 | $423,000 | Compare |
| Lebanon | 41,951 | $71,320 | $359,300 | Compare |
| La Vergne | 38,944 | $80,418 | $273,700 | Compare |
| Columbia | 43,971 | $61,204 | $261,700 | Compare |
| Brentwood | 45,272 | $184,720 | $926,700 | Compare |
| Cookeville | 35,544 | $48,501 | $263,800 | Compare |
| Gallatin | 46,667 | $73,589 | $343,700 | Compare |
| Cleveland | 48,185 | $55,904 | $241,800 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Tennessee
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Germantown
What is the population of Germantown, TN?
The population of Germantown, TN is 40,812 according to the latest Census data.
What is the median household income in Germantown?
The median household income in Germantown, TN is $144,799 per year.
What is the median home value in Germantown?
The median home value in Germantown, TN is $441,200.
What is the average rent in Germantown?
The median monthly rent in Germantown, TN is $1,760.
What is the unemployment rate in Germantown?
The unemployment rate in Germantown, TN is 3.1%.