White Bluff, TN
Population 3,961 · Tennessee
About White Bluff, TN
White Bluff is a small town located in Tennessee with a population of 3,961 residents according to the latest US Census Bureau American Community Survey data. The median household income is $68,109 per year, which is 9% below the national median of $75,149. The median age of 41.6 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in White Bluff features a median home value of $271,500, which is 11% above the national median of $244,900. This positions White Bluff in a moderately priced market relative to the rest of the country. Median monthly rent is $933, 20% below the national average of $1,163/month. Of the 1,953 total housing units, 68% are owner-occupied (1,224 units) and 32% are renter-occupied (580 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in White Bluff shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 10.1%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in White Bluff have an average one-way commute time of 41.8 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
15.0% of White Bluff residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 1.7% Hispanic or Latino, 0.0% Black or African American, and 1.7% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in White Bluff, TN
Compared to national averages, White Bluff has a median household income of $68,109 (9% below the national median of $75,149). Home values average $271,500, which is 11% above the national median. Monthly rent at $933 is 20% below the US average of $1,163. Within Tennessee, White Bluff's income is 8% above the state average of $62,849, and home values are 27% above the state median of $214,371.
Why Live in White Bluff, TN?
White Bluff offers rent that’s lower than the national average at $933/month, and a strong job market with an unemployment rate of just 0.0%, and a low poverty rate of 10.1%, better than the national average.
Potential considerations include median household income ($68,109) that falls below the national average. However, White Bluff’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
White Bluff has a population of 3,961 with a median age of 41.6 years. Compare White Bluff with other cities to see how it stacks up, or explore all cities in Tennessee.
Similar Cities Near White Bluff
Cities in Tennessee with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Livingston | 3,957 | $35,997 | $115,600 | Compare |
| Algood | 4,002 | $40,514 | $179,400 | Compare |
| Karns | 3,835 | $101,161 | $284,700 | Compare |
| Unicoi | 3,815 | $41,455 | $196,500 | Compare |
| Oneida | 3,793 | $43,506 | $164,000 | Compare |
| Hohenwald | 3,790 | $38,791 | $93,800 | Compare |
| Shackle Island | 4,164 | $131,944 | $467,500 | Compare |
| Spurgeon | 3,749 | $66,091 | $197,500 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Tennessee
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare White Bluff With Other Cities
Frequently Asked Questions about White Bluff
What is the population of White Bluff, TN?
The population of White Bluff, TN is 3,961 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Tennessee.
What is the median household income in White Bluff?
The median household income in White Bluff, TN is $68,109 per year, which is 9% below the national median of $75,149.
What is the median home value in White Bluff?
The median home value in White Bluff, TN is $271,500, which is 11% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in White Bluff?
The median monthly rent in White Bluff, TN is $933, which is 20% below the national average of $1,163/month.
What is the unemployment rate in White Bluff?
The unemployment rate in White Bluff, TN is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is White Bluff, TN a good place to live?
White Bluff offers a moderate cost of living, a competitive housing market, and a strong job market. With a population of 3,961 and a median age of 41.6, the city appeals to a broad range of residents.
How educated is White Bluff, TN?
15.0% of residents in White Bluff aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in White Bluff?
Key cost-of-living indicators for White Bluff, TN: median home value is $271,500 (11% above national), median rent is $933/month, and median household income is $68,109. The home-value-to-income ratio is 4.0x, a moderate figure by national standards.
What is the poverty rate in White Bluff?
The poverty rate in White Bluff, TN is 10.1%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is White Bluff, TN?
White Bluff's population is 0.0% White, 1.7% Hispanic or Latino, 0.0% Black or African American, 1.7% Asian, and 2.0% two or more races. 0.0% of residents are foreign-born.